Salt marsh habitat loss and conversion are well documented across the marine-coastal district of New York. Regionally, these losses are characterized by marsh edge erosion, ditch and creek widening, internal ponding, and conversion from irregularly flooded marsh to regularly flooded marsh and intertidal mudflats. These changes in horizontal extent and shifts in vegetation composition suggest that NY’s salt marshes may not be keeping pace with sea level rise. To evaluate elevation building processes, deep rod surface elevation tables, marker horizons, and shallow rod surface elevation tables (SET-MHs and shallow RSETs) were installed as a network across Long Island, NY. Contributions of surface, shallow subsurface, and deeper processes to overall elevation changes were observed from 2008 to 2022. Using a linear mixed model approach, surface accretion, shallow subsurface rootzone growth, and deeper below-ground processes were evaluated against regional sea level rise, nutrient loading, and marsh area trends. We found that marshes on Long Island are not keeping pace with sea level rise because they lack vertical elevation growth within the rootzone. Optimizing conditions for belowground growth of native salt marsh plants and preservation of organic matter within the peat matrix is key for restoring salt marshes to a positive elevation trajectory relative to sea level rise. Much like a retirement savings account, knowing whether our marshes are increasing in elevation is important, but understanding the full suite of deposits and withdrawals is critical for managing this valuable resource for the future.