2021
DOI: 10.1155/2021/5541436
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Evaluation of SMEs’ Credit Decision Based on Support Vector Machine-Logistics Regression

Abstract: This article uses support vector machines, logistics regression, and other methods for the comprehensive evaluation of credit decision-making of small, medium, and microenterprises and comprehensively uses software programming such as MATLAB and SPSS Modeler to solve the problem. The results, such as credit risk evaluation index system, credit risk classification model, and credit decision-making comprehensive evaluation model, are obtained. Finally, this article starts from the credit decision of small, mediu… Show more

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Cited by 12 publications
(9 citation statements)
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“…erefore, these three principal components replaced the original eight indexes, and the original eight dimensions were reduced to three dimensions, which played a role in dimension reduction [28][29][30][31].…”
Section: Analysis Of Resultsmentioning
confidence: 99%
“…erefore, these three principal components replaced the original eight indexes, and the original eight dimensions were reduced to three dimensions, which played a role in dimension reduction [28][29][30][31].…”
Section: Analysis Of Resultsmentioning
confidence: 99%
“…In order to obtain the future trend of the development of higher education in various countries, we need to establish a reasonable prediction model. At present, the mainstream prediction models are ARIMA, neural network model, etc., but these prediction methods often need a large number of samples as a prerequisite [27,28]. In this study, the longitudinal length of panel data is only 20 years, which is difficult to meet the data requirements of ARIMA and other models.…”
Section: Extended Grey Prediction Modelmentioning
confidence: 97%
“…After this, inputting it into the neural network. Secondly, the neuron transfer functions of the hidden layer and the output layer are constructed using the tangent function of the output range [-1,1], and the LM method was chosen as the training algorithm of the BP network; the neural network training is completed [36][37][38][39][40][41]. e specific training process is as follows:…”
Section: Model Algorithm and Principlementioning
confidence: 99%