“…For example, improving health care access, as occurs in Medicare and as expected with health care reform implementation, might reduce some racial and ethnic health care differences but is not solely sufficient to eliminate disparate care (26,27). By definition, differences in health outcomes that persist when access and patient clinical factors are controlled are defined as "disparities," reflecting institutional barriers; individual provider issues such as language barriers, cultural insensitivity, bias, or frank racism; and patient issues such as health literacy, cultural beliefs, adherence, and trust (Fig.…”