2021
DOI: 10.4018/jgim.293286
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Exploration of Financial Market Credit Scoring and Risk Management and Prediction Using Deep Learning and Bionic Algorithm

Abstract: The purpose is to effectively manage the financial market, comprehensive assess personal credit, reduce the risk of financial enterprises. Given the systemic risk problem caused by the lack of credit scoring in the existing financial market, a credit scoring model is put forward based on the deep learning network. The proposed model uses RNN (Recurrent Neural Network) and BRNN (Bidirectional Recurrent Neural Network) to avoid the limitations of shallow models. Afterward, to optimize path analysis, bionic optim… Show more

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Cited by 32 publications
(15 citation statements)
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“…This paper combined econometric theory and text mining technology to achieve the risk knowledge acquisition of the P2P lending platform. Given the rapid development of advanced technology such as machine learning (Cheng et al, 2021;Srivastava and Eachempati, 2021), deep learning (Du and Shu, 2022;Hou et al, 2022;Wu et al, 2022), and the internet of Things (Almomani et al, 2021;Huang et al, 2021;Peng et al, 2021), future research should employ the latest technology to obtain more accurate results.…”
Section: Discussionmentioning
confidence: 99%
See 1 more Smart Citation
“…This paper combined econometric theory and text mining technology to achieve the risk knowledge acquisition of the P2P lending platform. Given the rapid development of advanced technology such as machine learning (Cheng et al, 2021;Srivastava and Eachempati, 2021), deep learning (Du and Shu, 2022;Hou et al, 2022;Wu et al, 2022), and the internet of Things (Almomani et al, 2021;Huang et al, 2021;Peng et al, 2021), future research should employ the latest technology to obtain more accurate results.…”
Section: Discussionmentioning
confidence: 99%
“…Given the rapid development of advanced technology such as machine learning (Cheng et al. , 2021; Srivastava and Eachempati, 2021), deep learning (Du and Shu, 2022; Hou et al. , 2022; Wu et al.…”
Section: Discussionmentioning
confidence: 99%
“…Kapitonov used statistical analysis, mathematical modeling and standard deep learning model is proposed. Finally, a financial credit risk management system using integrated deep learning model is proposed (Du and Shu, 2022).…”
Section: Related Workmentioning
confidence: 99%
“…KM processes can only better realize their value if their security and visibility can be improved by blockchain technology adaptation (Li et al, 2021). Many emerging technologies, such as the internet of Things (Almomani et al, 2021;Huang et al, 2021;Peng et al, 2021), machine learning (Cheng et al, 2021;Srivastava and Eachempati, 2021;Trappey et al, 2022), deep learning (Du and Shu, 2022;Hou et al, 2021;Wu et al, 2021) and big data analytics (Bag et al, 2021;Gholami et al, 2021;Xie et al, 2022), are driving the creation of new business models to streamline KM processes. Among them, blockchain technology-an advanced database mechanism for firms that allows information to be shared transparently across a network of firms-guarantees data reliability in knowledge learning and application among SC stakeholders (Ali et al, 2020;Buthelezi et al, 2021).…”
Section: Introductionmentioning
confidence: 99%