2024
DOI: 10.4018/979-8-3693-9117-4.ch019
|View full text |Cite
|
Sign up to set email alerts
|

Exploring the Machine Learning-Based Decision Tree Technique in Assessing Credit Risk Likelihood of P2P Fintech Lending for Effective Marketing

Arvinder Kaur,
Dyal Bhatnagar,
Gurvinder Singh

Abstract: Peer-to-Peer lending as a significant alternative finance source in reducing the credit gap worldwide. It is an innovative Fintech business model that integrates lenders and borrowers through the internet without the interference of banks. These lending platforms as Non-banking financial institutions (NBFCs) perform the credit assessment and determine borrower's eligibility to safeguard investors and reduce default risk. The study aims to provide insight into their functionality introducing a novel concept of … Show more

Help me understand this report

Search citation statements

Order By: Relevance

Paper Sections

Select...

Citation Types

0
0
0

Publication Types

Select...

Relationship

0
0

Authors

Journals

citations
Cited by 0 publications
references
References 47 publications
0
0
0
Order By: Relevance

No citations

Set email alert for when this publication receives citations?