Extending the Theory of Planned Behavior in financial inclusion participation model – evidence from an emerging economy

Musa, Haruna; Ahmad, Nor Hayati Binti; Nor, Alias Mat

doi:10.1080/23322039.2024.2306536

Cogent Economics & Finance

2024

DOI: 10.1080/23322039.2024.2306536

|View full text |Cite

Extending the Theory of Planned Behavior in financial inclusion participation model – evidence from an emerging economy

Haruna Musa,

Nor Hayati Binti Ahmad,

Alias Mat Nor

Help me understand this report

Search citation statements

Order By: Relevance

Paper Sections

Select...

Citation Types

Supporting

Mentioning

Contrasting

Year Published

2024

Publication Types

Select...

Article3

Relationship

Self Cite0

Independent3

Authors

Journals

Cited by 3 publications

References 39 publications

Supporting

Mentioning

Contrasting

Order By: Relevance

Enhancing board of director decision‐making: The impact of government support on risk management and nonfinancial performance

Escandon‐Barbosa,

Salas‐Paramo

2024

Bus Strat Dev

View full text Add to dashboard Cite

The substantial influence of the board of directors on company performance is a key area of focus in global business management. This study examines the moderating effect of government support on the board of director's role in the relationship between perceived risks and the nonfinancial performance of firms. A survey was conducted among 480 Colombian exporting companies from August to December 2023 to achieve this aim. The data were analyzed using a structural equation model. One significant gap in the literature is the need to identify specific actions and behaviors of companies across various economic sectors, such as exporting Small and Medium Enterprises, to develop strategies for managing risks associated with nonfinancial performance. Additionally, examining the moderating role of government support in achieving business sustainability standards is critical. The findings reveal that human risk (psychological and social) does not significantly affect nonfinancial performance when government support directly influences board decision‐making. However, operational risk impacts nonfinancial performance when board directors possess extensive environmental information and leverage government support to implement necessary actions. This understanding enables firms to navigate their operational context more effectively and seize available opportunities.

show abstract

Enhancing board of director decision‐making: The impact of government support on risk management and nonfinancial performance

Escandon‐Barbosa,

Salas‐Paramo

2024

Bus Strat Dev

View full text Add to dashboard Cite

show abstract

Customer perspectives on reputable and accountable Islamic finance: a behavioural intention model with a meta-analysis SEM approach

Andespa,

Md Razak,

Huda

et al. 2024

JFRA

View full text Add to dashboard Cite

Purpose This research aims to analyses the structural model of customers’ intention towards reputable and accountable Islamic finance, explained through Meta-Analysis Structural Equation Modelling (MASEM) with the Theory of Planned Behaviour approach and extended variables. Design/methodology/approach This study used MASEM to examine the factors systematically influencing behavioural intentions within Islamic finance. By synthesising 89 existing studies, the study identified key variables and their relationships, providing a comprehensive understanding of the underlying mechanisms. A rigorous methodology involving article selection, data extraction and statistical analysis enabled the development of a robust conceptual framework. Findings This study underscores the significant impact of subjective norms and perceived behavioural control on the intention to adopt Islamic finance, mediated by customer attitude. Religiosity, customer awareness and knowledge influence the intention to adopt Islamic finance products, with the Islamic financial institution's reputation and customer attitude serving as mediating variables. Originality/value This research novelty examines Islamic finance accounting, reporting and financial accountability, primarily focusing on customers’ perceived intentions towards Islamic financial practices.

show abstract

Link Between Customer Perception and Financial Inclusion: An Empirical Analysis with Reference to Urban Low-income Households in Sri Lanka

Werake,

Dharmadasa

2024

Millennial Asia

View full text Add to dashboard Cite

The aim of this article is to examine the link between customers’ perceptions and financial inclusion of low-income families in urban Sri Lanka. This article conceptualized financial inclusion under six supply-side variables, namely, outreach, penetration, availability, accessibility, technology and trust, and the conceptual framework is designed based on the theory of planned behaviour. Individuals’ attitudes towards the existing condition of financial inclusion representations considers as perception and was measured using a Likert scale. Primary data were collected through a sample survey utilizing a semi-structured questionnaire, which consists of 64 questions. The sample covers 383 low-income households in the Colombo and Kolonnawa divisional secretariat in Sri Lanka. The survey will be conducted in July and August 2022. Data were analyzed using a partial least square structural equation model. The results have revealed that the link between customers’ perception and accessibility, availability, penetration and trust is positive and significant. Among the significant variables, the link between customer perception and accessibility is strong while the second and third influencing variables were trust and availability, and the last was penetration. Findings emphasize the importance for the government to raise awareness of financial products, advocating for policies that promote financial knowledge and visual promotions in urban areas so that potential customers can adopt the required financial products and services.

show abstract

scite is a Brooklyn-based organization that helps researchers better discover and understand research articles through Smart Citations–citations that display the context of the citation and describe whether the article provides supporting or contrasting evidence. scite is used by students and researchers from around the world and is funded in part by the National Science Foundation and the National Institute on Drug Abuse of the National Institutes of Health.

Contact Info

customersupport@researchsolutions.com

10624 S. Eastern Ave., Ste. A-614

Henderson, NV 89052, USA

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Blog Terms and Conditions API Terms Privacy Policy Contact Cookie Preferences Do Not Sell or Share My Personal Information

Made with 💙 for researchers

Part of the Research Solutions Family.

Extending the Theory of Planned Behavior in financial inclusion participation model – evidence from an emerging economy

Cited by 3 publications

References 39 publications

Enhancing board of director decision‐making: The impact of government support on risk management and nonfinancial performance

Enhancing board of director decision‐making: The impact of government support on risk management and nonfinancial performance

Customer perspectives on reputable and accountable Islamic finance: a behavioural intention model with a meta-analysis SEM approach

Link Between Customer Perception and Financial Inclusion: An Empirical Analysis with Reference to Urban Low-income Households in Sri Lanka

Contact Info

Product

Resources

About