“…People with serious debt problems and in severe economic difficulties experience psychological distress [ 13 ], poor self-reported health [ 14 ], mental ill health or mental disorders and particularly depression [ 2 , 3 , 7 , 8 , 15 – 19 ], sleep problems [ 20 , 21 ], chronic diseases such as hypertension or diabetes [ 2 , 7 ], overweight and obesity [ 4 ] and back pain or pain in general [ 5 , 22 ]. Over-indebted individuals also show higher risks of self-destructive behaviors such as suicidal behavior [ 8 , 19 ], smoking [ 6 , 23 ], alcohol and drug abuse [ 18 , 19 ] or problem gambling [ 18 , 24 ].…”