“…Education, Saudi Arabian organisations [17], [65] Interpersonal trust, trust, privacy Educationm, Health [64], [65] Perceived and perceived ease of use Education, Health Information [64], [65] Motivation and reward system Education, Saudi Arabia Organization, eLearning Virtual Communities, Saudi Telecom STC [17], [34], [63], [65] Management support Telecommunications [17] Nature of knowledge Universities [60] Information and communication technology…”