Factors influencing the adoption of internet banking: An integration of TAM and TPB with perceived risk and perceived benefit

CONSUMERS’ PERCEIVED RISK AND ITS EFFECT ON ADOPTION OF ONLINE BANKING SERVICES

“…The author showed that corporate vision of the future in which the environment becomes more competitive can propel it to use online services. This has made it clear to some researchers like Bauer and Hein (2006) and Lee (2009) that recognizing effective factors on adoption and usage of these services is really important.…”

Ethical Behavior of Salesperson: The Impact of Consumer’s Perception on Trust, Satisfaction and Repeat Purchasing Behavior

“…Accordingly, the data set can be said to be appropriate for factor analysis (Hair et al, 1998). Factor reduction was achieved using basic factor analysis and the varimax rotation technique and factors whose loadings were over 50% were taken into account (Lee, 2009). Accordingly, a total of 19 variables were determined with factor loadings over 50% and eigenvalues greater than 1.…”

“…Buna göre veri setinin, faktör analizine uygun olduğu söylenebilir (Hair ve ark., 1998). Temel bileşenler analizi ve varimax dikey döndürme tekniği kullanılarak faktörlerin indirgenmesi sağlanmış, faktör yük-leri %50'nin üzerinde olan faktörler dikkate alınmıştır (Lee, 2009 Araştırmada kullanılan ölçeğin güvenilirliği (iç tutarlılık katsayısı), Cronbach's alfa katsayısı ile test edilmiştir. .70 ve üzeri alfa katsayısı değeri, yeterli bir gü-venilirlik göstergesidir (Hair ve ark., 1998;Fornell ve Larcker, 1981 DFA aracılığıyla her bir faktör ile ilgili olarak, değişkenlerin ilgili oldukları faktörleri ne ölçüde temsil ettikleri belirlenmiştir (Fornell ve Larcker, 1981).…”

Self-service Product Innovation Based on Data Mining Technology

“…Cunningham, et al, (2004) [28] found that the perceived risk and value would affect the use process of self-service. Security and privacy concerns are the main impediments for the user to decide to use the self-service (Sathye 1999;Howcroft, 2002;Gerrard, 2003;Zhao, 2008;Lee, 2009) [29,33]. Good conditions of facilities affect the usefulness of self-service technology and help to eliminate users' risk perception.…”