Faktor Rasio Keuangan terhadap Sustainability Perbankan  di Indonesia: Menggunakan Regresi Logistik

Miranti, Titis

doi:10.19184/jeam.v17i2.17334

Cited by 3 publications

(4 citation statements)

References 8 publications

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“…The results of this study support the research results (Yuliawati et al, 2020), finding that ROA has no significant effect on the Financial Sustainability Ratio (FSR). However, in contrast to (Rianasari & Pangestuti, 2016;Miranti, 2018;Saputri, 2019) finding that Return On Assets (ROA) has a positive and significant effect on the Financial Sustainability Ratio (FSR).…”

Section: Discussionmentioning

confidence: 85%

“…The greater the Return On Assets (ROA) of a bank, the greater the level of profit achieved by the bank and the better the bank's position in terms of the use of its assets so that the bank can continue to be a going concern is in higher. The results of the study (Rianasari and Pangestuti, 2016;Miranti, 2018;Saputri, 2019) found that Return On Assets (ROA) had a positive and significant effect on the Financial Sustainability Ratio (FSR). Different results were found by (Yuliawati et al, 2020) found that ROA had no considerable impact on Financial Sustainability Ratio (FSR).…”

Section: Theoritical Reviewmentioning

confidence: 99%

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Financial Sustainability Ratio and Aspects That Affect It

Rustam

2022

Jurnal Akuntansi

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This study aims to examine the effect of Return On Assets (ROA), Capital Adequacy Ratio (CAR), Company Size, Operating Expenses Operating Income (OEOI), Loan To Deposit Ratio (LDR) affect the Financial Sustainability Ratio. The population in this study is the financial report data of Islamic Commercial Banks on Islamic banking statistics from January 2018 to December 2020. Sampling was done by purposive sampling method with the criteria; Islamic Commercial Banks are not in a problematic condition, or the BUS can generate profits in carrying out its operations and has been published in the Financial Services Authority (OJK). Secondary data was collected through the Indonesia Stock Exchange website and analyzed using Multiple Regression Analysis with the Ordinary Least Square model using the Eviews Version 12 software. The results found that ROA had no significant effect on the Financial Sustainability Ratio. CAR, Company Size, and LDR have a positive and significant impact on the Financial Sustainability Ratio. In contrast, OEOI was found to have a negative and significant effect on the Financial Sustainability Ratio.

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Section: Discussionmentioning

confidence: 85%

Section: Theoritical Reviewmentioning

confidence: 99%

Financial Sustainability Ratio and Aspects That Affect It

Rustam

2022

Jurnal Akuntansi

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“…Peranan perbankan yaitu sebagai salah satu penunjang perekonomian Indonesia mengharuskan perbankan untuk dapat terus sustain atau mengalami keberlanjutan keuangan (Miranti, 2018). Kemampuan berkelanjutan perusahaan pada Bank Umum Syariah dapat diukur dengan menggunakan rasio keberlanjutan keuangan atau Financial Sustainability Ratio (FSR).…”

Section: Pendahuluanunclassified

The Influence of Inflation, Exchange Rate, Non Performing Financing (NPF) and Financing to Deposit Ratio (FDR) to Financial Sustainability Ratio with Return on Aset (ROA) as Mediation

Himawan¹,

Pertiwi²

2022

AFS

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ABSTRACT The background of this research is that banks as one of the supporters of the Indonesian economy are required to experience financial sustainability. The FSR ratio is used to determine the growth of a bank and to determine whether the bank is capable or not in continuing its financial performance. The purpose of this study was to determine the effect of inflation, exchange rates, NPF and FDR on FSR at Islamic Commercial Banks in Indonesia in 2016-2020 with ROA as a mediating variable. This research is classified as a quantitative research with a population of 14 BUS registered at OJK. The research sample was determined by purposive sampling method with specified criteria so that there were 13 samples used. Then 65 data were obtained from the 13 samples in the 2016-2020 observation period. The type of data used is secondary data. The analytical method used is multiple linear regression analysis with PLS test using Eviews 10 software. The results show that partially the inflation, exchange rate and FDR variables have no effect on the FSR of Islamic banks. The NPF variable has a negative and significant effect on FSR. And the ROA variable has a positive and significant effect on FSR. The results also show that the variables of inflation, exchange rate, and FDR have no effect on ROA. While the NPF variable has a negative and significant effect on ROA. According to the research results, ROA is only able to mediate the effect of NPF on FSR. ABSTRACTThe background of this research is that banks as one of the supporters of the Indonesian economy are required to experience financial sustainability. The FSR ratio is used to determine the growth of a bank and to determine whether the bank is capable or not in continuing its financial performance. The purpose of this study was to determine the effect of inflation, exchange rates, NPF and FDR on FSR at Islamic Commercial Banks in Indonesia in 2016-2020 with ROA as a mediating variable. This research is classified as a quantitative research with a population of 14 BUS registered at OJK. The research sample was determined by purposive sampling method with specified criteria so that there were 13 samples used. Then 65 data were obtained from the 13 samples in the 2016-2020 observation period. The type of data used is secondary data. The analytical method used is multiple linear regression analysis with PLS test using Eviews 10 software. The results show that partially the inflation, exchange rate and FDR variables have no effect on the FSR of Islamic banks. The NPF variable has a negative and significant effect on FSR. And the ROA variable has a positive and significant effect on FSR. The results also show that the variables of inflation, exchange rate, and FDR have no effect on ROA. While the NPF variable has a negative and significant effect on ROA. According to the research results, ROA is only able to mediate the effect of NPF on FSR.

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“…The results of the summary formation of the optimal classification tree indicate that the independent or independent variables that significantly influence the classification of banking FS are ROA, LTA, and DTA. It is reinforced by Khediri et al (2015), Choiruddin (2017), Miranti (2018) which states that ROA affects the economic viability of a company. The ROA variable appears to have a significant effect on financial sustainability.…”

Section: Figure 2 Maximum Tree Classificationmentioning

confidence: 99%

Factors Influence Financial Sustainability Banking In Indonesia

Sholikah

Miranti

2020

Self Cite

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This research aims to determine the factors that affect the financial sustainability of conventional banks and sharia banks in Indonesia. Data obtained from the financial statements of conventional commercial banks and Islamic commercial banks have been published by the Financial Services Authority (OJK) for the period 2014 to 2018. The total population used in this study are all conventional and Sharia banks that publish their financial statements on the OJK. The research variables used include Financial Self Sufficiency (FSS) as the dependent variable. Return on assets (ROA), Cash to deposits (CTD), Loans to assets (LTA), Deposits to assets (DTA) as independent variables. The analysis used is the tree classification. The tree classification method requires the dependent variable in the form of categorical data. Processing results show that three financial performance factors affect financial sustainability, namely ROA, LTA, and DTA. Error in the analysis process is 29%. So that the accuracy of using the tree classification method in predicting the factors that affect banking financial sustainability is 71%.

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Faktor Rasio Keuangan terhadap Sustainability Perbankan di Indonesia: Menggunakan Regresi Logistik

Cited by 3 publications

References 8 publications

Financial Sustainability Ratio and Aspects That Affect It

Financial Sustainability Ratio and Aspects That Affect It

The Influence of Inflation, Exchange Rate, Non Performing Financing (NPF) and Financing to Deposit Ratio (FDR) to Financial Sustainability Ratio with Return on Aset (ROA) as Mediation

Factors Influence Financial Sustainability Banking In Indonesia

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