A plasma refractive index sensor based on metal–insulator–metal waveguide-coupled analogy T-shaped with double-ring resonators was designed. The transmission characteristics of the waveguide were investigated using the finite-difference time-domain method with perfectly matched layer absorbing boundary conditions. By optimizing the structure parameters, the sensor obtained the maximum sensitivity (S) of 1110 nm/RIU and the maximum figure of merit of 1904. The results demonstrate that this new structure can generate dual Fano resonances and exhibit typical refractive index sensing functionality, which provides valuable insights into the design and optimization of plasma refractive index sensors. Additionally, by measuring the concentration of plasma solution and glucose solution, it has been proven that the structure has the prospect of practical application.