With its scientifically proven effects and widespread acceptance, climate change stands as one of the most pressing and intricate challenges for society and economies. Farmers are on the frontline of managing climate change. Therefore, how they perceive and respond to climate change shapes their risk assessment and structures future resilience and adaptive capacity. Employing a bottom-up approach, we conducted 460 surveys randomly among farmers throughout the Lombardy region in northern Italy. A triple-loop approach considering climate change awareness, perceived impacts, and adaptation measures and barriers was implemented to characterize the potential heterogeneity of farmer behaviour and explore whether risk attitudes and adaptation actions differ between farmer profiles. We then profiled farmers through a clustering analysis. Four groups emerged, highlighting farmers’ adaptation preferences and risk attitudes: 1) cropping-adapted and isolated farmers, 2) cooperation-adapted and insecure farmers, 3) risk insurance-adapted and confident farmers, and 4) climate services-adapted and aware farmers. Although the groups vary in terms of farmers’ characterization and farming activities (e.g., young and highly educated vs. old and highly experienced farmers, rainfed vs. irrigated farms), similar patterns were observed regarding climate change awareness and perceived impacts – however, the contrast increased in terms of adaptation measures and barriers. Gaining a more comprehensive understanding of the diverse ways in which farmers assess risks and adapt can promote the transferability of bottom-up findings and inform the co-design of tailored and flexible adaptation instruments, minimizing the risk of maladaptation or ineffective transformation in the face of climate change.