The time-fractional Cattaneo (TFC) equation is a practical tool for simulating anomalous dynamics in physical diffusive processes. The existing numerical solutions to the TFC equation generally deal with the Dirichlet boundary conditions. In this paper, we incorporate the absorbing boundary condition as a complex-frequency-shifted (CFS) perfectly matched layer (PML) into the TFC equation. Then, we develop an adaptive-coefficient (AC) finite-difference frequency-domain (FDFD) method for solving the TFC with CFS PML. The corresponding analytical solution for homogeneous TFC equation with a point source is proposed for validation. The effectiveness of the developed AC FDFD method is verified by the numerical examples of four typical TFC models, including the different orders of time-fractional derivatives for both the homogeneous model and the layered model. The numerical examples show that the developed AC FDFD method is more accurate than the traditional second-order FDFD method for solving the TFC equation with the CFS PML absorbing boundary condition, while requiring similar computational costs.