“…Subject to verification of the above theoretical prediction, we argued recently [5] that, as a necessary condition for energy conservation in matter-radiation interactions, all particles in the universe subject to electromagnetic interactions should follow this one and the same arrow of time through the agency of the CMBR b . The present paper, which is a companion to [5], addresses reactions which do not conserve energy, but involve mass↔energy conversion, e.g. particle-antiparticle annihilation, pair production, particle decay etc.…”