Financial Fragility of Pakistani Household

Khan, Muhammad Kamran; Ahmad, Habib

doi:10.1007/s10834-020-09683-y

Cited by 17 publications

(34 citation statements)

References 48 publications

Supporting

Mentioning

Contrasting

Unclassified

Order By: Relevance

“…According to the economic survey of Pakistan 2019 (Altaf, 2019), the annual income of people living in south Punjab was 700$ per capita. Due to COVID-19 in 2020 the annual income of people living in south Punjab decreased up to 300$ per capita (L. Ali, Khan, & Ahmad, 2020).…”

Section: Economic Position Of People Living In Southern Punjabmentioning

confidence: 99%

Challenges faced by the Teachers and Students in online learning during COVID-19

Hafeez¹,

Tahira²,

Leghari³

2022

View full text Add to dashboard Cite

Most of the educational institutions (Universities, Schools and Colleges) in Pakistan are based on traditional method of learning and teaching. Although various institutions are now converting the learning methods from traditional to technology based online learning. At the end of 2019, the sudden outbreak of Pandemic disease Covid-19 has totally changed the learning and teaching system. Many educational institutions that were based on traditional methods of learning and teaching have to shift entirely on online learning and teachings. A survey based research has been conducted to highlight the challenges faced by students and teachers during Covid-19 in learning and teachings at undergraduate and graduate levels. The results of the research indicated that the students and teachers faced a lot of problems during the online learning and teaching. The online learning system of Pakistan, problems during online learning and solutions to the online learning problems are also discussed. This research will give a direction for the solution of problems associated with online learning and teachings.

show abstract

Section: Economic Position Of People Living In Southern Punjabmentioning

confidence: 99%

Challenges faced by the Teachers and Students in online learning during COVID-19

Hafeez¹,

Tahira²,

Leghari³

2022

View full text Add to dashboard Cite

show abstract

“…The coefficient of gender is significantly positive for rural households, but not significant for urban households. This finding contradicts [8], which uses several ex post measures to assess the financial vulnerability. As an important determinant, the level of education helps to reduce the financial vulnerability of households, which is consistent with the finding of Pakistan household financial vulnerability in [9].…”

Section: Determinants Of Household Financial Vulnerabilitymentioning

confidence: 75%

“…The objective indicators mainly include ratios regarding debt burden and financial margin. The ratios concerning debt burden include the debt-service to income ratio [6,8,9,18,[20][21][22], debt-to-income ratio [6,8,23], and debt-to-asset ratio [6,8,24]. Although these ratios can reflect the level of indebtedness, they require an arbitrary threshold to identify the financially vulnerable households.…”

Section: Literature Reviewmentioning

confidence: 99%

“…This indicator is also used to empirically investigate the financial vulnerability of Italian households in [27]. The advantage of financial margin is that it is suitable for assessing households, regardless of whether they have debts or not [8]. However, this indicator is flawed for some countries where the level of indebtedness is low, and a very limited proportion of households with negative wealth are found, such as Italy [11].…”

Section: Literature Reviewmentioning

confidence: 99%

“…For these reasons, the measurement and analysis of household financial vulnerability are important for managing credit risk and preventing households from financial distress. The household financial vulnerability for some areas or countries are investigated by recent works, such as the Euro area [6], Indonesia [1], Chile [7], Pakistani [8,9].…”

Section: Introductionmentioning

confidence: 99%

See 2 more Smart Citations

Household Financial Vulnerability to Income and Medical Expenditure Shocks: Measurement and Determinants

Zhou

2022

IJERPH

View full text Add to dashboard Cite

This paper proposes a novel ex ante indicator to measure the degree of household financial vulnerability by calculating the probability of falling into financial distress under uncertain income and medical expenditure. The advantage of this measure is that it can reflect the capacity of households to deal with income shock and medical expenditure shock and quantify the degree of financial vulnerability for households beforehand. We employ it to measure the financial vulnerability of Chinese urban and rural households separately by using data from the China Health and Retirement Longitudinal Study (CHARLS) 2011, 2013, and 2015. Further, we analyze the potential determinants and their contributions to financial vulnerability changes. We find that rural households experience higher financial vulnerability than urban households. Furthermore, the investigation into the effects of potential determinants suggests that demographic variables (including age, gender, education, marital status, household size, labor force, and area), health-related variables (including health status, disability, and health shock), and medical insurance variables (including urban employee medical insurance and commercial medical insurance) have significant effects on the financial vulnerability of both urban and rural households. Contribution analysis of the determinants of household financial vulnerability shows that variables including disability, health shock, household size, labor force, and education contribute most to the changes in financial vulnerability.

show abstract

Financial Vulnerability in Households: Dissecting the Roots of Financial Instability

Biju,

Tantia

2024

Studies in Systems, Decision and Control

View full text Add to dashboard Cite

Financial Fragility of Pakistani Household

Cited by 17 publications

References 48 publications

Challenges faced by the Teachers and Students in online learning during COVID-19

Challenges faced by the Teachers and Students in online learning during COVID-19

Household Financial Vulnerability to Income and Medical Expenditure Shocks: Measurement and Determinants

Financial Vulnerability in Households: Dissecting the Roots of Financial Instability

Contact Info

Product

Resources

About