2013
DOI: 10.1111/joca.12002
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Financial Identity‐Processing Styles Among Young Adults: A Longitudinal Study of Socialization Factors and Consequences for Financial Capabilities

Abstract: Using identity theory as a basis for conceptualizing and clustering the financial identity-processing styles of young adults, this study examines antecedent socialization factors and consequent financial capabilities associated with those clusters. Using two-timed longitudinal surveys (N = 1,511) of college students, we proposed and confirmed three financial identity-processing styles, resembling Berzonsky's three identity-processing styles (i.e., informational, normative, and diffused-avoidant). Labeled Pathf… Show more

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Cited by 87 publications
(91 citation statements)
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“…GCS learned of the APLUS project in fall 2009 through publicity and media attention related to the publication of the results from Wave 1 of the study, subtitled "Cultivating Positive Financial Attitudes and Behaviors for Healthy Adulthood" (Shim, Serido, and Xiao 2009). She opened a conversation with Shim, the original PI.…”
Section: The Encountermentioning
confidence: 99%
“…GCS learned of the APLUS project in fall 2009 through publicity and media attention related to the publication of the results from Wave 1 of the study, subtitled "Cultivating Positive Financial Attitudes and Behaviors for Healthy Adulthood" (Shim, Serido, and Xiao 2009). She opened a conversation with Shim, the original PI.…”
Section: The Encountermentioning
confidence: 99%
“…Finansinis pajėgumas -tai finansinis raštingumas, finansinė elgsena ir finansinis savaveiksmingumas (Shim, et al, 2013), tai sąvoka, aprėpianti asmens gebėjimą veikti ir galimybes veikti (Sherraden, 2014). Atkinson (2006) pažymi, kad finansinio pajėgumo vertinimas apima keturias sritis: finansų valdymą, ateities planavimą, produktų pasirinkimą ir informuotumą.…”
Section: Lėtinių Ligų Ir Ekonominės Padėties Bei Gyvenimo Sąlygų Sąsaunclassified
“…Shim et al (2013) também evidenciaram que o papel dos pais são multifacetados e exercem uma variedade de influências na formação de estilos de identidade financeira de seus filhos. Segundo Agarwalla et al (2012), isso sugere que o envolvimento da família faz com que seus filhos tornem-se mais conscientes dos princípios financeiros pessoais.…”
Section: Educação Financeiraunclassified