Financial Inclusion in Bangladesh: Evidence from Two Villages

Choudhury, Mohammad Sadiqunnabi

doi:10.5958/2231-4555.2015.00009.1

Cited by 4 publications

(7 citation statements)

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“…Overall, only 9% had adequacy in access and control of ponds and land. This corroborates other studies which report that in Bangladesh, productive assets such as land and ponds are mostly owned by men (Choudhury and McDougall 2018;Jahan et al 2015;Sproule et al 2016;Quisumbing and Kumar 2011). Our findings indicate that married women had significantly less adequacy on control over productive capital.…”

Section: Access To and Control Over Productive Capitalsupporting

confidence: 91%

“…Reports based on national datasets indicate that Bangladesh has made significant strides towards gender parity in a range of sectors through increasing the participation of women in a variety of political and socio-economic activities (Center or Research and Information 2019). However, the limited data available suggests high levels of gender-based inequality in aquaculture (Ishita 2019;Huq et al 2016;Choudhury and McDougall 2018). There is still a dearth of information on women's involvement in aquaculture in Bangladesh and the degree to which their participation has the potential to be empowering (Aregu et al 2018;Kruijssen et al 2018).…”

Section: Introductionmentioning

confidence: 99%

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Assessing women’s empowerment, participation, and engagement in aquaculture in Bangladesh

Njogu,

Adam,

Farnworth

2024

Aquacult Int

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Women’s empowerment and gender equality are key goals for development and human rights. However, a significant gap still exists in achieving these twin goals. Formulating appropriate strategies for women’s empowerment requires first understanding context-specific patterns and sources of disempowerment. We use data collected using a questionnaire survey from 1653 households in Rangpur and Rajshahi districts in Bangladesh. Guided by an analytic tool that measures women’s empowerment, inclusion and agency (the project level Women’s Empowerment in Fisheries and aquaculture Index (pro-WEFI)), and using seven empowerment indicators, we provide findings on the status of women’s empowerment, participation, and engagement in aquaculture in Bangladesh. Results show that women were highly involved in making household decisions, mainly jointly with their husbands. However, data suggest a substantial gap in women’s access to financial services, in participation in aquaculture activities, and in access to and control over productive capital and remuneration for aquaculture labor. Finally, despite some women achieving adequacy on some indicators, most women in fish farming households in Bangladesh lack adequacy on many of the selected indicators.

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Section: Access To and Control Over Productive Capitalsupporting

confidence: 91%

Section: Introductionmentioning

confidence: 99%

Assessing women’s empowerment, participation, and engagement in aquaculture in Bangladesh

Njogu,

Adam,

Farnworth

2024

Aquacult Int

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“…The drawback of these ventures is that they provide little return as compared to having access to formal financial services, which present opportunity for savings and access to credit for more lucrative entrepreneurial opportunities, thereby, improving livelihood. Choudhury (2015) suggests that rural folks view financial inclusion as one of the important livelihood intervention strategies.…”

Section: Empirical Literaturementioning

confidence: 99%

“…Although various studies have analyzed the variables of interest and have established relationships between them, these relationships have mainly been examined independently (Choudhury, 2015;Demirguc-Kunt et al, 2017;Flynn & Sumberg, 2018). These prior studies have failed to explore how the relationship between financial inclusion and SMP can influence the quality of life of individuals by means of their livelihood activities or examine the livelihood activities of individuals who are financially included and participate in the stock market.…”

Section: Introductionmentioning

confidence: 99%

Financial Inclusion, Livelihood Activities, and Stock Market Participation

Amidu

Abor

Coffie

et al. 2021

Emerging Economy Studies

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This article examines the livelihood activities of households who are financially included and participate in the stock market. We sample 1,966 households in Ghana and employ two stage least squares and robust probit regression analysis to test the relationship of interest. We find the following results: First, financial inclusion significantly improves sustainable livelihood activities when individuals who own accounts, use their accounts to save, have access to credit, and use their account frequently through making withdrawals. Second, improvement in the livelihood (income) of individuals encourages stock market participation (SMP, using agent visits). Third, financial inclusion, in the form of using account for savings purposes, negatively influences SMP (investment is stocks) as individuals prefer holding liquid funds in savings account than investing in risky assets. Finally, the sensitivity of SMP to financial inclusion and livelihood (employment and income), suggests that as the livelihood of financial included persons improves, they are less inclined to participate in the stock market. We conclude that financial inclusion and livelihood activities are relevant in explaining the participation of Ghanaians on the stock market.

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“…Literature suggests that inclusive finance is linked to the growth and development of economies (Khaki and Sangmi, 2017;Masiyandima et al 2017;Klapper et al 2016;Choudhury 2015). Financial inclusion is seen to play a key role in building the foundations of a country's infrastructure which in turn leads to economic growth and development (Sharma 2016).…”

Section: Introductionmentioning

confidence: 99%

Inclusive finance, bank pricing behaviour, and livelihood activities of households in Ghana

Fiador

Amidu

2020

SN Bus Econ

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This paper examines how bank pricing behaviour affects the relationship between financial inclusion and livelihood activities using a sample of households that covers many regions of Ghana. The empirical approach is conducted in two stages: first, we employ a biprobit model to explore the relationship between financial inclusion and individual livelihood activities. Second, we use two-stage least-squares and robust probit methods to assess the effect of inclusive finance on livelihood activities in the light of pricing behaviour of banks. Our results reveal that individual households who have a source of livelihood are motivated to have an account with a bank if they perceive the possibility of having higher income from their accounts. The results also suggest that individuals have a higher chance of earning more income when they are included financially by means of owning accounts, using their accounts to save, having access to credit, and making frequent withdrawals and payments using their accounts.

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Financial Inclusion in Bangladesh: Evidence from Two Villages

Cited by 4 publications

References 0 publications

Assessing women’s empowerment, participation, and engagement in aquaculture in Bangladesh

Assessing women’s empowerment, participation, and engagement in aquaculture in Bangladesh

Financial Inclusion, Livelihood Activities, and Stock Market Participation

Inclusive finance, bank pricing behaviour, and livelihood activities of households in Ghana

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