Financial Inclusion in Rural Uganda: Testing Interaction Effect of Financial Literacy and Networks

Bongomin, George Okello Candiya; Ntayi, Joseph Mpeera; Munene, John C.; Nabeta, Isaac Nkote

doi:10.1080/15228916.2016.1117382

Cited by 26 publications

(30 citation statements)

References 32 publications

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“…These findings are consistent with extant literature on the importance of networking in the governance and management of microfinance institutions in Uganda and Mexico (Adriana & Maria, 2016;Okello, et al 2016). The study results lend support to the complexity theory that emphasizes the interaction and evolvement of multiple units in complex dynamical adaptive systems (McMillan, 2008).…”

Section: Discussionsupporting

confidence: 91%

The relationship between complexity behavior and enterprise growth: A case of savings and credit cooperatives in Uganda

Omeke

Ngoboka

Nkote

et al. 2019

Cogent Business & Management

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This study examines the relationship between complexity behavior and enterprise growth in savings and credit cooperatives (SACCOs) in Uganda. A crosssectional survey was conducted in the four regions of Uganda, using a mixed method approach. Primary data was collected using a self-administered questionnaire from 269 SACCOs in Uganda. Zero-order correlation, regression analysis, and structural equation modeling techniques were used to analyze the data. The study findings indicate a positive and significant relationship between complexity behavior and enterprise growth in SACCOs in Uganda. Furthermore, the dimensions of complexity behavior (self-organizing, adaptive behavior, and networking) are found to be positively and significantly correlated with enterprise growth in SACCOs in Uganda. This research focuses on the role of complexity behavior in promoting enterprise growth in a developing economy.

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Section: Discussionsupporting

confidence: 91%

The relationship between complexity behavior and enterprise growth: A case of savings and credit cooperatives in Uganda

Omeke

Ngoboka

Nkote

et al. 2019

Cogent Business & Management

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“…This study uses questionnaire as its data-gathering instrument in which the question items are adapted from several previous studies and consists of five sections namely: section (A) "demographics profile", section (B) "saving behaviour", section (C), "financial knowledge" section (D) "financial planning" and section (E) "retirement planning". In the questionnaire, saving behaviour will be measured using ten items adapted from Washington et al [22]; financial knowledge will be measured using ten items adapted from Bongomin et al [23]; financial planning will be measured using 11 items adapted from Rehman et al [24]; and retirement planning will be measured using ten items adapted from Ridgway [25]. The items are measured using a 5-point Likert scale ranging from (1) strongly disagree to (5) strongly agree.…”

Section: Methodsmentioning

confidence: 99%

Determinants of Saving Behavior Among Private Sector Employees in Malaysia: An Empirical Investigation

Ismail¹,

Norliza²,

Mahphoth³

et al. 2021

Proceedings of the 3rd International Conference on Economics, Business and Economic Education Science, ICE-BEES 2020, 22-23 Jul

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Malaysian's savings rate has declined in recent years. The last generation was more disciplined about savings. However, it seems that nowadays, Malaysians, in general, tend to save less. The growth of individual savings has been declined since 2017. According to a survey conducted in Malaysia in 2019, 35 percent of respondents saved less than 500 Malaysian Ringgit monthly. In 2018, the highest group of respondents who saves money frequently was people between the age of 15 to 24 years, with around 73 percent. Therefore, the purpose of this research was to investigate the determinants of saving behaviour of private-sector employees in Malaysia. Questionnaires were distributed to the 150 employees at a local financial institution. The sampling procedure adopted in this research was purposive sampling. Mean and standard deviation were computed for descriptive analysis as well as reliability analysis were also tested to examine the internal consistency of the items in the respective factors. Multiple regression analysis was used primarily to test the hypothesis proposed. The results of this study posited that financial knowledge and retirement planning have a strong influence on saving behaviour, while financial planning was found to be the least important factor in saving behaviour.

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“…Literasi keuangan (Bongomin, Ntayi, Munene, & Nabeta, 2016) adalah pengetahuan, keyakinan dan keterampilan pengelolaan keuangan. Pengetahuan keuangan yang dimiliki seseorang akan berdampak pada perilakunya.…”

Section: Literasi Keuangan Dan Perilaku Menabungunclassified

Literasi Keuangan dan Pendapatan Usaha dalam Mempengaruhi Perilaku Menabung Pelaku UKM

Pamungkas

Mulyanto

Andriyani

2022

Master: j. manaj. stra. kewirausahaan

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Penelitian ini berusaha menganalisis pengaruh literasi keuangan dan pendapatan usaha terhadap perilaku menabung pelaku Usaha Kecil Menengah (UKM). Data penelitian melalui kuesioner yang diberikan kepada 282 pelaku UKM di Depok dari berbagai bidang. Regresi ganda digunakan sebagai alat analisis diolah dengan SPSS 23. Temuan penelitian diperolehnya pengaruh literasi keuangan terhadap perilaku menabung pelaku UKM di Depok. Literasi keuangan para pelaku UKM yang makin baik akan meningkatkan perilaku menabung. Temuan lainnya dalam penelitian ini adalah tidak adanya pengaruh pendapatan usaha terhadap perilaku menabung para pelaku UKM. This study analyzed the influence of financial literacy, and business income on the saving behavior of small and medium enterprises (SMEs). The research data was obtained from questionnaires given to 282 SMEs in Depok from various fields. Multiple regression analysis is used where SPSS Version 23 is used as an analysis tool. The findings of the study obtained the influence of financial literacy on the saving behavior of SMEs in Depok. On the other hand, business income has no effect on the saving behavior of SMEs.

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Financial Inclusion in Rural Uganda: Testing Interaction Effect of Financial Literacy and Networks

Cited by 26 publications

References 32 publications

The relationship between complexity behavior and enterprise growth: A case of savings and credit cooperatives in Uganda

The relationship between complexity behavior and enterprise growth: A case of savings and credit cooperatives in Uganda

Determinants of Saving Behavior Among Private Sector Employees in Malaysia: An Empirical Investigation

Literasi Keuangan dan Pendapatan Usaha dalam Mempengaruhi Perilaku Menabung Pelaku UKM

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