Financial literacy for well-being: Scientific mapping and bibliometric analysis

Suri, Ankit; Jindal, Lokesh

doi:10.1177/14788047221120917

Cited by 12 publications

(8 citation statements)

References 72 publications

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“…Low health literacy results in challenges around making informed decisions about health and has the potential to reinforce existing health inequalities 6 . Low health literacy was evident amongst participants, alongside low financial literacy; the latter being a life skill highly related to the well‐being of individuals and crucial to financial inclusion 8,28 . Health‐related financial assistance is designed to ease the financial strain of everyday life, yet the structures in place can exacerbate symptoms of mental health, leading to the worsening of physical health in some cases 29 .…”

Section: Discussionmentioning

confidence: 99%

“… 6 Low health literacy was evident amongst participants, alongside low financial literacy; the latter being a life skill highly related to the well‐being of individuals and crucial to financial inclusion. 8 , 28 Health‐related financial assistance is designed to ease the financial strain of everyday life, yet the structures in place can exacerbate symptoms of mental health, leading to the worsening of physical health in some cases. 29 The challenges experienced by participants' trying to access health‐related state benefits, contributes to our understanding of how the structures shaping the healthcare and state welfare systems intersect.…”

Section: Discussionmentioning

confidence: 99%

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A qualitative exploration of the barriers and facilitators to self‐managing multiple long‐term conditions amongst people experiencing socioeconomic deprivation

Woodward,

Nimmons,

Davies

et al. 2024

Health Expectations

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BackgroundGlobally, it is estimated that one in three adults live with two or more long‐term conditions (multiple long‐term conditions, MLTCs), that require self‐management. People who experience socioeconomic deprivation face significant health inequalities due to a range of interrelated characteristics that lead to a lack of resources and opportunities. Previous research with underserved populations indicate low levels of trust towards primary care providers and potential barriers for developing patient‐healthcare professional relationships. The purpose of this paper is to explore the barriers and facilitators to self‐managing MLTCs, amongst people who experience socioeconomic deprivation.MethodsSemistructured one‐to‐one interviews with adults (n = 28) living in London and Sheffield, United Kingdom with MLTCs who are experiencing socioeconomic deprivation. Participants were recruited through general practices, community channels and social media. Data were analysed in NVivo using reflexive thematic analysis methods.FindingsFour analytical themes were developed: (1) challenges in accessing healthcare services, financial assistance, and cultural awareness; (2) empowerment and disempowerment through technology, including digital exclusion, and use of technology; (3) impact and causes of exclusion on self‐management, including social isolation, area‐based and economic exclusion, and health‐related stigma and (4) adapting self‐management strategies, including cost‐effective, and culturally/lifestyle appropriate strategies.ConclusionsFuture health interventions and services need to be developed with consideration of the combined complexities of managing MLTCs while experiencing socioeconomic deprivation. Increased awareness in practitioners and commissioners of the complexities surrounding the lives of people experiencing socioeconomic deprivation, and the need for targeted strategies to promote self‐management of MLTCs are of great importa.Patient or Public ContributionA patient advisory group contributed to all stages of the study, including providing important feedback on study documents (topic guides and recruitment materials), as well as providing critical insights surrounding the interpretation of interview data.

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Section: Discussionmentioning

confidence: 99%

Section: Discussionmentioning

confidence: 99%

A qualitative exploration of the barriers and facilitators to self‐managing multiple long‐term conditions amongst people experiencing socioeconomic deprivation

Woodward,

Nimmons,

Davies

et al. 2024

Health Expectations

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“…Entre los descriptores de mayor impacto, se encuentra el cluster 1, sobre inclusión financiera a través del uso de la tecnología. Esta temática es una de las más recu- rrentes (20) , ya que la formalización de la economía, el aumento de la digitalización el cual se relaciona con el alivio de la pobreza (24) y mantiene consecuencias positivas para la economía real (25) . De hecho, uno de los factores que afectan la salud financiera es la inclusión financiera (16) y que gracias a la pandemia COVID-19 la política de transferencia de ingresos ayudo en la inclusión de los más vulnerables (6) .…”

Section: Discussionunclassified

Producción científica en Scopus sobre salud financiera: periodo 2011-2022

Tito-Betancur,

Carranza Esteban,

Tapullima-Mori

et al. 2024

Arch Prev Riesgos Labor

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Introducción: La salud financiera, determinada en buena parte por el salario, está estrechamente relacionada a la salud global del individuo y su familia. Por ello se tuvo como objetivo evaluar la producción científica sobre salud financiera en la base de datos Scopus: periodo 2011 - 2022. Método: Scoping review en la que se analizaron manuscritos publicados en revistas indexadas en la base de datos Scopus entre los años 2011 - 2022. Para la búsqueda se utilizó descriptores tales como financial obligations, financial inclusion, family economy, financial education, financial literacy, financial wellness y financial stress. Se realizó una síntesis narrativa. Resultados: Se incluyeron 6 940 manuscritos, de los cuales el 82,0% eran artículos originales. Se observó un crecimiento constante del número de artículos a lo largo del periodo de estudio, especialmente a partir de 2016, con un incremento del 860% en 2022 (n = 1429) respecto a 2011 (n=165). Estados Unidos fue el país con mayor producción científica. Las revistas con mayor número de publicaciones fueron Sustainability (Suiza) y el Journal of Financial Counseling and Planning (EEUU). Entre los descriptores de mayor impacto se encuentran la inclusión financiera a través del uso de la tecnología, estrés financiero, educación financiera y salud financiera. Conclusiones: La investigación sobre salud financiera ha tenido un aumento significativo. El nuevo conocimiento sobre el tema es impulsado por autores e instituciones de Estados Unidos en su mayoría, y finalmente, se evidencian tendencias de estudio relacionadas a la inclusión y educación financiera.

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“…Likewise, the effectiveness of technological applications has been evaluated to level young people in a situation of inequality in learning to achieve digital financial literacy, thus attaining financial well-being (Zhang, 2021). Even though it has been proven that students with high financial competency are more likely to cope with complex scenarios, develop more effective savings practices, complete higher education, or work in higher-qualified jobs (D'Angelo, 2022; Suri and Jindal, 2022), more studies are needed that assess young people's training for integrated financial and digital literacy. Among the training modalities that young people prefer are those utilizing emerging media and digital platforms (Pereira et al, 2019).…”

Section: Theoretical Backgroundmentioning

confidence: 99%

Digital competency as a key to the financial inclusion of young people in complex scenarios: A focus groups study

Fernández

Ramírez-Montoya

Ibarra-Vazquez

et al. 2023

Citizenship, Social and Economics Education

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Young people's financial and digital literacy have been studied independently and in-depth during the last decades. However, digital financial literacy as a compound concept is novel and still needs to be explored in the scientific literature. This work investigated young people's perception of their digital financial culture, identified factors that hinder or facilitate it, and explored their preferences in the training modalities for improvement. Twenty-two focus groups were carried out in different Mexican educational institutions based on diversity criteria. The evidence shows that: (1) young people perceive the need for digital financial education linked mainly to the understanding of critical concepts, the use of mobile applications, online financial operations, and digital financial security; (2) some voluntarily exclude themselves from online finance, this being one of the main obstacles in the development of digital financial culture; (3) the digital financial culture gap is accentuated more among young people in public educational institutions and upper secondary education; (4) they have a preference for emerging technological and digital resources for their training in digital finance. These findings make it possible to contextualize training proposals that favor the financial inclusion of young people in complex scenarios brought about by the digital transformation of the economy and society.

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Financial literacy for well-being: Scientific mapping and bibliometric analysis

Cited by 12 publications

References 72 publications

A qualitative exploration of the barriers and facilitators to self‐managing multiple long‐term conditions amongst people experiencing socioeconomic deprivation

A qualitative exploration of the barriers and facilitators to self‐managing multiple long‐term conditions amongst people experiencing socioeconomic deprivation

Producción científica en Scopus sobre salud financiera: periodo 2011-2022

Digital competency as a key to the financial inclusion of young people in complex scenarios: A focus groups study

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