Financial performance of Islamic bank in Malaysia during and after economic crisis

Kadir, Norhidayah A.; Abdullah, Nur Lina; Harun, Nurzalina; Nordin, Noraimi Azlin; Jaffar, Aidatullaini

doi:10.1109/chuser.2011.6163855

Cited by 4 publications

(1 citation statement)

References 16 publications

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“…Similarly, on average, the Islamic banking performances also showed a significant decline from 2.43 points to 2.03 points at the 5% level. This finding is in line with the study by Kadir, Abdullah, Harun, Nordin, and Jaffar (2011) and Sabbina (2014), who found significant differences in Islamic banks' performances between the pre-and post-2008 economic crisis. These findings further confirm that the presence of the 2008 GFC has impacted performances of the banking industry, both conventional and Islamic, in Indonesia, confirming the results by Winarso (2008) and the statement of Bank Indonesia (2010).…”

Section: A Comparison Of Performances Of Conventional and Islamic Bansupporting

confidence: 92%

A Comparative Analysis of Resilience of Islamic and Conventional Banks in Indonesia

Ulina¹,

Majid

2020

muqtasid

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The presence of the 2008 Global Financial Crisis (GFC) has adversely impacted both conventional and Islamic banking performances. This study aims to empirically compare the ﬁnancial performances between Islamic banks and conventional banks during the pre- and post-2008 GFC periods. It also attempts to compare the ﬁnancial performance of each Islamic and conventional bank between the pre- and post-2008 GFC periods. Three state-owned banks from each conventional and Islamic banking category were selected as the study sample using the purposive sampling technique. Based on the independent sample t-test, the study found a signiﬁcant diﬀerence between the Islamic and conventional banking performances during the pre- and post-2008 GFC periods. Meanwhile, based on the paired t-test, the decline in Islamic banking performance from the pre-2008 GFC to the post-2008 GFC periods was signiﬁcantly smaller than their conventional banking counterparts. These ﬁndings show the Islamic banks' superiority over their conventional banking counterparts due to fair and just practices based on Islamic tenets. Due to theirreliance in facing the episodes of crises, the Islamic banks deserve a strong support by government by enhancing prudent Islamic banking regulation. The Islamic banks should strive to operate fully based on the shari'ah principles and prudent banking management.

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Section: A Comparison Of Performances Of Conventional and Islamic Bansupporting

confidence: 92%

A Comparative Analysis of Resilience of Islamic and Conventional Banks in Indonesia

Ulina¹,

Majid

2020

muqtasid

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Efficiency and performance of Islamic banks amid COVID-19

Nguyen,

Le,

Ngo

2023

JIABR

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Purpose This paper aims to investigate the efficiency and performance of the Islamic banking industry amid the COVID-19 pandemic. Design/methodology/approach The authors used a two-stage data envelopment analysis to first estimate the efficiency of 78 Islamic banks (IBs) across 15 countries for the 2005–2020 period (a total of 782 bank-year observations) and then to examine their determinants, including the COVID-19 pandemic. Findings The authors found that the Islamic banking industry performed at a moderate level during the 2005–2020 period, providing evidence that IBs are resilient to the financial shocks created by COVID-19. The authors also found that bank-level characteristics (such as bank size) and country-level characteristics (such as inflation) can contribute to the bank’s operational efficiency. Research limitations/implications The results of this study suggested that banking management and government macroeconomic policy, especially in terms of precautions and continuous support, are important for IBs to improve their performance. Originality/value To the best of the authors’ knowledge, this is the first study to examine the efficiency and performance of IBs amid COVID-19.

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Utilizing Bio Metric System for Enhancing Cyber Security in Banking Sector: A Systematic Analysis

et al. 2023

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Biometric authentication is gaining the interest of private, public, consumer electronics and corporate security systems. For the protection of cyberspace from hackers and other harmful people, biometric security is growing more and more popular among organizations, individuals and enterprises. The word ''cyber security'' refers to the procedures, techniques, and tools used to safeguard data, network system, computer networks and software from potential attacks online. Online financial service delivery is referred to as ''cyber banking.'' As the trend of exchanging things has changed, internet banking has grown. Despite the benefits, there have been instances of security threat-related issues with Internet banking. To identify persons, biometric security verifies their physical attributes and behavioral traits. For identification verification, it is the most reliable and effective physical security method. According to biometric authentication, people can be recognized precisely based on their innate behavioral or physical traits. Numerous security measures have been implemented throughout the entire Internet banking service to address these issues. Globally, cybercrime has deep roots and poses a significant threat to the occurrence of criminal or terrorist behavior. Without being addressed by a single authority, these risks can compromise security on the inside as well as the outside. If the cybercrime goes unnoticed, both money and personal data are lost. Internet services and information infrastructure have previously been targeted in assaults. Online fraud and hacker attacks are only two examples of the daily computer-related crimes that take place. The Internet of Things (IoT) is the most reliable foundation for facilitating high-quality, comfortable human living. IoT has had a substantial impact across a range of application domains. Smart gadgets are more vulnerable to hackers because of their rapid development and trust in wireless mechanics for data transport. As a result, the rate of cybercrime is rising daily. Artificial Intelligence (AI)-based cybersecurity emerges because of technological advancement and poses a risk to public safety, personal property rights, and privacy protection for people. The study elaborates on the key features of biometrics system in conventional and Islamic banking to counter the risk of cybersecurity and provide high safety and security to the banking industry. For this systematic literature review, the most suitable and most relevant 101 articles from the reputed online libraries are selected. This analysis absorbed four research questions and pertinent keywords from the period of 2009 to 2022 (a part of 2023 was included).

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Financial performance of Islamic bank in Malaysia during and after economic crisis

Cited by 4 publications

References 16 publications

A Comparative Analysis of Resilience of Islamic and Conventional Banks in Indonesia

A Comparative Analysis of Resilience of Islamic and Conventional Banks in Indonesia

Efficiency and performance of Islamic banks amid COVID-19

Utilizing Bio Metric System for Enhancing Cyber Security in Banking Sector: A Systematic Analysis

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