Financial Technologies and the Effectiveness of Monetary Policy Transmission

Hasan, Iftekhar; Kwak, Boreum; Li, Xiang

doi:10.2139/ssrn.3743203

Cited by 7 publications

(3 citation statements)

References 96 publications

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“…New banking technologies have been documented to affect banks' lending activities by extending credit access, reducing agency costs, and improving hard information processing (Petersen and Rajan 2002, Berger and DeYoung 2006, He et al 2021), but have not been examined as a factor in the bank lending channel of monetary policy transmission. Buchak et al (2023), Wang et al (2022), andHasan et al (2020) Third, this study relates to the investigations of the relationship between traditional banks and FinTech lenders. Hauswald and Marquez (2003) propose that technological progress affects competition in financial services through two opposite dimensions: information processing and information access.…”

Section: Literature Reviewmentioning

confidence: 99%

Technological Innovation and the Bank Lending Channel of Monetary Policy Transmission

Hasan,

Li,

Takalo

2024

SSRN Journal

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Section: Literature Reviewmentioning

confidence: 99%

Technological Innovation and the Bank Lending Channel of Monetary Policy Transmission

Hasan,

Li,

Takalo

2024

SSRN Journal

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“…In recent years, there has been a growing interest in financial technology (Fintech) research [1][2][3][4]. Fintech is the adoption of new technology that seeks to improve and automate the delivery and provision of financial services in business [2,5].…”

Section: Introductionmentioning

confidence: 99%

The Effect of Leadership Styles on the Growth of Fintech Start-Ups in Zambia

Choongo,

Chileshe,

Lesa

et al. 2023

FinTech

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The purpose of this study is to determine the relationship between the leadership styles of leaders of financial technology (Fintech) start-ups and firm growth. A quantitative design employing a cross-sectional survey with the use of a Likert questionnaire was conducted on the leaders of top-performing Fintech firms in Zambia, as recognized by Tracxn in its May 2020 report. This study focuses on three leadership styles: transformational leadership, transactional leadership, and laissez-faire leadership. The most significant result is that transformational leadership is strongly associated with the growth of Fintech start-ups in Zambia, while transactional leadership plays a limited role. The association between laissez-faire leadership and firm growth is positive but weak. The research makes two main contributions to the literature in the field of Fintech. First, the findings can help researchers explain leadership styles that predict the growth of Fintech start-ups. Second, founders of Fintech firms will understand the most important leadership styles that can lead to the growth of start-ups. The limitations of this study relate to the sample size, the need to consider other readership styles, and the use of qualitative and longitudinal designs that would provide more insights and validation.

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“…Heterogeneity in lenders' technological characteristics is a missing link in the literature. 2 Recently, Hasan et al (2020) and Hasan et al (2022) examine the role of regional FinTech penetration and banks' in-house technology development in the effectiveness of monetary policy. De Fiore et al ( 2022) study BigTech's response to monetary policy based on cross-country annual data and model the role of BigTech as facilitating matching between sellers and buyers.…”

Section: Introductionmentioning

confidence: 99%