“…Certain models of financial therapy, such as psychodynamic financial therapy (Trachtman, 2015), self-psychological financial therapy (Baker & Lyons, 2015), and humanistic financial therapy (Johnson & Takasawan, 2015) are deeply rooted in past psychological damage. However, other models of financial therapy are clearly focused on present and future behavior, such as solutionfocused financial therapy (Archuleta et al, 2015) and a stages of change and motivational interviewing approach to financial therapy (Klontz, Horwitz, & Klontz, 2015b).…”