Fintech research: systematic mapping, classification, and future directions

Abstract

This systematic mapping study provides a comprehensive review of current Fintech publications, analyzing the current state, maturity level, and future directions of Fintech research. Reviewing 518 Fintech articles across four academic databases from 2008 to 2021, we find a significant increase in Fintech studies, especially in Quartile 1 and Quartile 2 journals. Fintech and banking, Fintech development, and Fintech adoption are the most popular research areas, and articles in these areas are increasing. We propose a classification scheme for Fintech studies across five dimensions. Our study provides a unique perspective on the subject, enabling researchers and practitioners to re-evaluate the direction and scope of future Fintech research.

ChatGPT, Help! I Am in Financial Trouble

“…To the best of our knowledge, this study is the first to lay out stand-alone personal finance cases covering a wide range of topics, run them through ChatGPT, and provide an assessment of the response from ChatGPT on each case. Furthermore, it contributes to the literature on household finance and financial technologies (Fintech) by examining the quality and validity of recommendations from ChatGPT on personal finance issues (see Liu et al (2024) for an extensive review of the Fintech literature). Niszczota and Abbas (2023) examine if ChatGPT is financially literate by feeding financial literacy questions to the bot.…”