In this study, process control factors such as dipping time, heat treatment time and curing conditions were optimized to prepare N-Si network sol–gel-based coatings on a cotton fabric. The dipping time was varied from 14 h to 30 min, the heat treatment time at ~90 °C was varied between no heating conditions to 15 h and the curing was performed at 165 °C. The microstructure of the coating was analyzed using low electron scanning microscopy (LV-SEM), while a compositional study of the coated substrate was carried out using FTIR and EDS techniques. From the thermal and combustion analysis of the coated samples using thermogravimetric and vertical flame test techniques, significant resistance to the degradation process was observed, particularly in the initial stages, in addition to the highest char residue for DI-0.5 h-15~32.93%. Similarly, for DI–5 h–RT, the peak degradation temperature was around ~372 °C, accompanied by a notable char residue of approximately 31.12%. The flame spread and burning rate profile further supported the findings; DI-0.5 h-15 and DI-5 h-RT had the lowest flame spread.