“…As urbanization continues to accelerate, an increasing settlement of people in high-risk prone areas has led to a higher exposure of population and in-2 frastructure to potential flooding events (Yari et al, 2019;Alderman et al, 2012;Jonkman and Vrijling, 2008). This has been exacerbated by improper land-use planning (Jha et al, 2012), rapid transitions in land-use that limit or prevent water infiltration in cities (Jodar-Abellan et al, 2019;Lee and Kim, 2018), and critical infrastructure near river channels exposed to scour in subcritical or supercritical conditions (Link et al, 2019;Nieto et al, 2023).…”