Structural assessment is a main concern when designing and operating any sort of offshore structure. This assessment is meant to ensure that the structural integrity is preserved along the lifespan of the asset, withstanding the worst sea-states that will be encountered and making sure that the accumulated fatigue damage will not jeopardize its structural integrity neither. The purpose of this paper is to present a fast and reliable hydroelastic model. This model is based on time-domain tight-coupling of a three-dimensional FEM (finite element method) linear structural model and a three-dimensional FEM seakeeping hydrodynamics model. In order to reduce the computational cost of structural dynamic simulations, the high-fidelity structural solution is projected onto the modal basis to obtain the modal matrix system and to extend the response amplitude operators (RAO) to the modal responses (MRAO). From there, the number of structural degrees of freedom can be greatly reduced by retaining only those eigenmodes preserving most of the structural elastic energy. The use MRAOs and/or the large reduction in structural degrees of freedom allows us to: first, quickly analyse the large number of loadcases required on the design stage; and second, to implement a digital twin for structural health monitoring in operational conditions. The paper also presents an application case of the developed methodology.