This study examines how college students perceive the disclosure in a credit card issuer ' s advertisement through visual priming of the disclosure. The results reveal that visual priming affects college students ' attention toward the disclosure. Moreover, college students perceive higher levels of trust toward the advertisement when the disclosure is visually displayed. Visual priming also enhances college students ' attitudes toward the advertisement and the credit card issuer. This is evident, as the impact of college students ' perceived trust toward the advertisement on their attitudes toward the credit card issuer is mediated by their attitudes toward the advertisement. This study ' s results promote the effectiveness of credit card advertising through two main approaches: adopting visual communication of disclosure; implementing more responsible credit card advertising practices.