Generation Z: Financial Literacy, Sharia Financial Literacy, Attitude, and Behavior

Putri, Heni Rahmani; Bailusy, Muhsin N; Hadady, Hartaty

doi:10.32535/ijabim.v6i3.1328

Cited by 3 publications

(2 citation statements)

References 12 publications

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“…To maintain business continuity and improve business performance, financial literacy is an important factor for business owners in managing their business finances. Despite Indonesia's low financial literacy (Detik.com in Putri, Bailusy, and Hadady, 2021), it is an opening for business owners to improve their capabilities in managing financial resources by utilizing financial products and services available in the financial market. Financial literacy provides guidance for making effective decisions in carrying out business financial management (Gavigan, 2010) with the support of both knowledge and ability to handle financial resources on a rational basis (Eniola and Entebang, 2015).…”

Section: Introductionmentioning

confidence: 99%

Sustainability and Performance of Small and Medium Business: the Role of Financial Literature

Parmitasari¹,

Rusnawati²

2023

J. Professional Business Review

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Purpose: The purpose of this study is to examine the relationship between financial literacy, the sustainability of SMEs and the performance of SMEs. Theoretical framework: SMEs must have resilience and strength in maintaining the continuity of their business which is exposed to risks that must be faced (Kot, 2008 and Southiseng, and Walsh, 2010). Indicators of the success of SMEs can be measured through the business continuity of SMEs and the performance of SMEs. However, this has challenges, especially related to financial literacy in the use of financial products and services both digital and non-digital. Therefore, the study needs to be developed to gather more information about the role of financial literacy to the sustainability of SMEs and the performance of SMEs. Design/methodology/approach: This study uses quantitative research with primary data and secondary data. The population in this study were all SMEs and samples were taken using the saturated sample technique as many as 82 registered SMEs and 50 unregistered SMEs. The data analysis technique in this study used Structural Equation Modeling (SEM) with SmartPLS. Findings: The results of this study indicate the contribution of financial literacy to the SMES’s sustainability and performance. Financial literacy has a positive effect on the sustainability of SMEs. Research also shows that financial literacy has a positive effect on the performance of SMEs. Research, Practical & Social implications: The future research should highlight other essential factors that could contribute the SME’s sustainability and performance such as halal branding and label as trending factors nowadays. Originality/value: The results indicate the importance role of financial literacy on the sustainability and performance of SMEs especially SME’s financial management would determine the successful of SME’s livelihood.

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Section: Introductionmentioning

confidence: 99%

Sustainability and Performance of Small and Medium Business: the Role of Financial Literature

Parmitasari¹,

Rusnawati²

2023

J. Professional Business Review

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“…The importance of Islamic financial literacy is highlighted, given the low level of financial literacy in Indonesia. Mitchell et al (2009) stated that financial literacy is defined as one's ability to proceed economic information and decide the financial issue (Putri et al, 2021). The results of the National Financial Literacy Survey (SNLK) by OJK in November 2019 showed a positive increase in the last three years, emphasizing the important role of Islamic financial literacy in managing the economy effectively.…”

Section: Introductionmentioning

confidence: 99%

The Influence of Islamic Financial Institutions in the Sustainable Development Goals Agenda in Indonesia

Hakim Hasibuan,

Nur,

Cheren

2023

JICP

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This study aimed to analyze the influence of the financing of Islamic Financial Institutions on the SDGs Agenda in Indonesia from 2017 to 2022. This study used secondary data, and the data analysis method used was panel data regression analysis using the Random Effect Model with the help of Eviews 10. The regression coefficient showed that (1) financing from Islamic Microfinance Institutions did not have a significant effect on the 5% real level with a probability value of 0.8734 and was negatively related to the coefficient value obtained of 0.018714, (2) financing from Islamic finance companies did not have a significant effect at the 5% real level with a probability value of 0.8956 and positively related to the coefficient value obtained of 0.018269, (3) sharia pawnshop financing had no significant effect at the 5% real level with a probability value of 0.9348 and was negatively related to the coefficient value obtained at 0.025233, (4) the variable of Sharia Venture Capital financing had no effect at the 5% real level with a probability value of 0.9854 and was negatively related to the coefficient value obtained of 0.000151

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The Use of Sharia Fintech Among Gen Z: Does Sharia Financial Literacy Play a Role?

Rahmadia,

Majid,

Agustina

et al. 2023

2023 International Conference on Sustainable Islamic Business and Finance (SIBF)

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Generation Z: Financial Literacy, Sharia Financial Literacy, Attitude, and Behavior

Cited by 3 publications

References 12 publications

Sustainability and Performance of Small and Medium Business: the Role of Financial Literature

Sustainability and Performance of Small and Medium Business: the Role of Financial Literature

The Influence of Islamic Financial Institutions in the Sustainable Development Goals Agenda in Indonesia

The Use of Sharia Fintech Among Gen Z: Does Sharia Financial Literacy Play a Role?

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