“…For example, in Mumbai, households in flood areas report that they are aware of the flood risks, but accept them due to the opportunities offered by the area, such as access to jobs, schools and health care facilities (Patankar, 2016). Compounding this incentive for people to reside in flood zones and close to opportunities is the reality that transport is often unreliable, unsafe, or expensive (Dudwick et al , 2011; Gentilini, 2015). In some rural areas, proximity to water offers cheaper transport opportunities and regular floods may increase agricultural productivity (Loayza et al , 2012).…”