Measurements of transport properties of amorphous insulating InxOy thin films have been interpreted as evidence of the presence of superconducting islands on the insulating side of a disorder-tuned superconductor-insulator transition. Although the films are not granular, the behavior is similar to that observed in granular films. The results support theoretical models in which the destruction of superconductivity by disorder produces spatially inhomogenous pairing with a spectral gap.The interplay between localization and superconductivity can be investigated through studies of disordered superconducting films [1], originally treated by Anderson [2], and Abrikosov and Gor'kov [3], who considered the low-disorder regime. Several approaches have been proposed for strong disorder, including fermionic mean field theories [4,5,6] and theories that focus on the universal critical properties near the superconductor-insulator transition. The latter consider the transition to belong to the dirty boson universality class [7]. When quantum fluctuations are included in fermionic theories for high levels of disorder a spatially inhomogeneous pairing amplitude is found which retains a nonvanishing spectral gap [8]. For sufficiently disordered systems inhomogeneous pairing can also be brought about by thermal fluctuations [9]. A similar inhomogeneous regime has also been considered under the rubric of electronic microemulsions in the context of the metal-insulator transition of two dimensional electron gases [10]. In this letter we provide evidence of a spatially inhomogeneous order parameter on the insulating side of a superconductor-insulator transition driven by structural and/or chemical disorder.Studies of disorder and magnetic field tuned superconductor-insulator transitions have usually been carried out on films that are either amorphous or granular. In the former the disorder is on an atomic scale, and in the latter, on a mesoscopic scale in which case the films consist of metallic grains or clusters connected by tunneling, that are either embedded in an insulating matrix, or on a bare substrate [1]. Amorphous films can be produced when films of metal atoms such as Pb or Bi are grown at liquid helium temperatures on substrates precoated with a wetting layer of amorphous Ge or Sb [11], or by careful vapor deposition of Mo x Ge y , In x O y , or TiN using a variety of techniques.Granular films, are known to develop superconductivity in stages. If the grains are small and weakly connected, the film is an insulator. For grains larger than some characteristic size, and sufficiently close together, "local superconductivity" will develop below some temperature. The opening of a spectral gap in the density of states of the grains [12] results in a relatively sharp upturn in the resistance below this temperature, which is usually close to the transition temperature of the bulk material. For well enough coupled grains, there may be a small drop in resistance at that temperature, followed by this upturn. This is in contra...