In February 1963, a huge landslide (ca. 1,950,000 m3) blocked the Visočica River and, thus, formed Zavoj Lake. The primary objective of this research was to investigate the importance of snowmelt in relation to landslide occurrence and to define the critical climatic conditions that may trigger massive winter landslides. We used monthly precipitation and average monthly maximum temperature data from meteorological and precipitation stations in the Visočica River basin (Dojkinci) and in the immediate proximity of Lake Zavoj (Pirot, Dimitrovgrad and Topli Do) as data inputs to the Snow-Melt Landslide (SML) index. It considers the summed monthly precipitation for previous months that continuously have an average maximum temperature below 0 °C. According to this method, the event at Zavoj Lake stands out among all other precipitation and snowmelt values for the past 72 years. After applying the SML index, all stations showed values of >300 mm for February 1963, which we consider as the threshold value for potential landslides appearance. In addition to meteorological data, we applied the SML index to data from the Coordinated Regional Downscaling Experiment (CORDEX) regional climate model outputs for the region from 2022 to 2100. As expected, climate change will have influenced the temperature values, especially during the winter. Conversely, the study area is experiencing drastic changes in land use caused by depopulation, leading to a reduced risk of winter landslides in the Visočica basin. We suggest that future climatic conditions in the area will make it more likely to experience extreme summer precipitation events, which might trigger large landslides. The SML method can be implemented for all landscapes that experience snowy winters, providing information in a timely manner so that local residents can react properly when the probability of landslide occurrence rises. The SML index, grounded in essential meteorological principles, provides a tailor-made, data-driven methodology applicable across varied geographical settings. Its utility extends to mitigating hydro-meteorological hazards on scales ranging from local to national scales, offering diverse and effective early warning solutions.