This study developed UV‐responsive microcapsules to enhance the self‐healing properties of asphalt, addressing the limitations of low survival rates and single‐release mechanisms in current encapsulated rejuvenators. The microcapsules, featuring a urea‐formaldehyde shell embedded with polydopamine‐coated black phosphorus nanosheets (BP/DA) and microalgae bio‐oil as the core, can convert solar energy into thermal energy, promoting proactive self‐healing in asphalt materials. BP/DA expands the microcapsules' light absorption range, enhancing their photothermal conversion efficiency. When incorporated into styrene‐butadiene‐styrene (SBS)‐modified asphalt at a 1.5% dosage, the microcapsules (BP/DA/MC) improved the mechanical properties: ductility increased by 13.7%, softening point rose by 2%, and penetration decreased by 3.3%. The storage modulus (G′) at 46 and 64°C increased by 35.9% and 24.3%, respectively, compared to SBS asphalt. Additionally, the ductility self‐healing rate of BP/DA/MC/SBS asphalt improved by 209.7%, with a healing index (HI) of 78.16%. The microcapsules also demonstrated excellent photothermal conversion, increasing the asphalt's temperature by 22.6% under identical lighting conditions. This research offers a new method for developing intelligent self‐healing asphalt with multi‐mechanism activation, providing theoretical support for future third‐generation microcapsule‐based asphalt with remote‐controlled release and activation response.