Growth trend of deposit insurance fund and riskasset indicators of deposit money banks in Nigeria: a time series analysis

Abstract

the growth trend of deposit insurance fund and selected risk-asset indicators of Nigerian banks was investigated using two disaggregated models. The ex-post facto design was and annual time series data obtained from the nigerian Deposit insurance corporation annual reports and accounts during the period 1987-2017 was employed. Data of deposit insurance fund, total deposits of insured banks, target reserve ratio of total insured deposits, total loans and advances and asset quality. The autoregressive distributed lag estimation technique was employed to estimate the link between deposit insurance fund on the volume of loans and advances and other target reserve ratio and asset quality. Findings indicated that volume of total loans and advances were negatively and statistically significant to deposit insurance funds. it was recommended that the nigerian banking sector should form a partnership with deposit money banks in order to diversify and efficiently minimise incidences of fraud

Banking Habits of Women in Hungary at the Time of Economic Difficulties – Pilot Study

“…The former generally includes private, micro and small business services, while the latter includes banking activities and interbank operations for medium and large companies, municipalities, various state and civil organizations. The operation of a commercial bank is subject to a license and is subject to a number of strict legal and regulatory requirements (Fehér & Varga, 2017;Solti, 2019;Tan & Trang, 2019;Okewale et al, 2020;Li et al, 2022).…”