“…Notably, six prominent banks in Sri Lanka-Bank of Ceylon, People's Bank, Commercial Bank of Ceylon Plc, Hatton National Bank Plc, Sampath Bank Plc and Seylan Bank Plc have adopted the electronic banking (e-banking) to get the competitive advantage and to give the convenient services to their customers, and this is true for Batticaloa district in particular. (Note 1) Nevertheless, many firms use service quality as an effective and essential tool to compete successfully within the industry (Stuart & Tax, 1996;Hartono, 2012;Chen, Cheng & Hsu, 2015) and this is particularly appropriate for the banks, which are delivering their products and services via online (Yang, Jun & Peterson, 2004;Zarei, 2010;Mahfooz, Al-Motairi, Ahmad & Khan, 2013).…”