“…Data were collected on variables related to education, training, work, financial matters, health, social activities and attitudes as well as background family characteristics such as SES. A description of the variables is given by Cumming and Goldstein (2016). LSAY started in 1995 by sampling Year 9 school students, with an average age 14.5 years, in Australian secondary schools and subsequently is following them up every year on a further 11 occasions (LSAY, 2013a).…”