This article explores crucial decisions made by Sylvia, a Xhosa woman living in the townships of Cape Town, during a period of approximately thirty years. These decisions involved large sums of money and had important consequences for her own life, for those of her son and grandchild, and for the relationships she had with her first and second husbands and in-laws. Sylvia's decisions continued to be influenced by gendered ways of belonging to ancestors and descendants but also show important changes in connecting wealth and people. The wealth-in-people approach offers important insights into how Sylvia's decisions are guided by power and control over people as well as by prestige. However, it also becomes evident that the wealth-in-people approach does not sufficiently explain or theorize the agency of people. By drawing on the philosophical notion of practical rationality as a complementary analytical perspective, I explore agency in relation to aspirations and the acquisition of new open-ended values. The perspective offered by practical rationality increases our understanding of how individual decisions, especially complex decisions around money, are made because of their transformative potential and the aspiration to cultivate oneself.Drawing on Miers and Kopytoff (1977), Guyer explores the connections between self-realization, the meaning of exchange, and different political and economic hierarchies in equatorial Africa (Guyer 1993; see also Guyer 1995). Using museum collections and archival records, she analyzes how material objects in precapitalist equatorial Africa constituted personal qualities. The way objects circulated within transactional systems was part of gaining rights-in-people, often the ability to mobilize them to particular acts or to lay claim to their loyalty. These rights-in-people could then be mobilized for economic or political purposes. The wealth-in-people approach highlights that these purposes can be individual pursuits as well as collective-particularly kinship-pursuits. Such pursuits were not (only) material but also forms of self-realization that shaped personhood. This approach shows how regimes or systems of circulation increase people's status and respectability and have far-reaching implications for power dynamics within and between communities. Guyer concludes that wealth-in-people offers important insights into the "contingent cultural and political process by which, in both capitalist and non-capitalist economies, some things and some people may be realized as assets" (1993, 261; see also Guyer 1995;Guyer and Belinga 1995). By carefully examining museum collections and archival records, the wealth-in-people approach offers a comprehensive analysis of how people in precapitalist West Africa established connections between material wealth, possibilities for political mobilization, and the valuation of people.Within the wealth-in-people approach, self-realization refers to the building of personhood. It shows how people try to gain status and prestige by how they are situated...