Health Insurance Coverage and Reemployment Outcomes Among Older Displaced Workers

Lin, Emily Y.

doi:10.1093/cep/byi039

Cited by 12 publications

(8 citation statements)

References 9 publications

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“…The above studies focus on health conditions or self-reported health, while separate studies have looked at effects on insurance coverage (Gruber and Madrian, 1997;Lin, 2005). Job loss generates reductions in insurance coverage, and may change access and costs of care for many, and these could be related to short-and long-term changes in health.…”

Section: Related Literaturementioning

confidence: 99%

Short-run effects of job loss on health conditions, health insurance, and health care utilization

Schaller

Stevens

2015

Journal of Health Economics

158

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Job loss in the United States is associated with reductions in income and long-term increases in mortality rates. This paper examines the short-run changes in health, health care access, and health care utilization after job loss that lead to these long-term effects. Using a sample with more than 10,000 individual job losses and longitudinal data on a wide variety of health-related outcomes, we show that job loss results in worse self-reported health, activity limitations, and worse mental health, but is not associated with statistically significant increases in a variety of specific chronic conditions. Among the full sample of workers, we see reductions in insurance coverage, but little evidence of reductions in health care utilization after job loss. Among the subset of displaced workers with chronic conditions and those for whom the lost job was their primary source of insurance we do see reductions in doctor's visits and prescription drug usage.

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Section: Related Literaturementioning

confidence: 99%

Short-run effects of job loss on health conditions, health insurance, and health care utilization

Schaller

Stevens

2015

Journal of Health Economics

158

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“…In terms of role enhancement theory, which takes the perspective that individuals experience benefits by holding multiple social roles, unretiring may enable individuals to maintain a rewarding work role (Sieber 1974). Retirement reversals are less frequent in the USA among individuals who have secure health insurance, have reached the eligibility age for full social security benefits or have an employment pension (Congdon-Hohman 2009; Kail 2012; Kail and Warner 2013; Lin 2005; Pleau 2010).…”

Section: Introductionmentioning

confidence: 99%

Returns to work after retirement: a prospective study of unretirement in the United Kingdom

et al. 2017

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Despite the complexity of the retirement process, most research treats it as an abrupt and one-way transition. Our study takes a different approach by examining retirement reversals (unretirement) and their predictors. Using the British Household Panel Survey (1991–2008), and following participants into Understanding Society (2010–2015), we undertake a survival analysis to investigate retirement reversals among Britons aged 50–69 years who were born in 1920–1959 (N = 2,046). Unretirement was defined as: (a) reporting being retired and subsequently recommencing paid employment, or (b) beginning full-time work following partial retirement (the latter defined here as reporting being retired and working fewer than 30 hours per week). A cumulative proportion of around 25 per cent of participants experienced a retirement reversal after reporting being retired; about half of these reversals occurred within the first five years of retirement. Unretirement was more common for participants who were male, more educated, in better health, owned a house with a mortgage (compared to owning it outright) and whose partner was in paid work. However, unretirement rates were not higher for participants in greater financial need, whether measured as subjective assessment of finances or household income quintiles. These results suggest that unretirement is a strategy more often used by those who are already advantaged and that it has the potential to exacerbate income inequalities in later life.

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“…Another limitation of the existing literature is that alternative health-related outcomes have been analyzed in isolation. The above studies focus on health conditions or self-reported health, while separate studies have looked at effects on insurance coverage (Gruber and Madrian (1997), Lin (2005)).…”

mentioning

confidence: 99%

Short-run Effects of Job Loss on Health Conditions, Health Insurance, and Health Care Utilization

Schaller¹,

Stevens²

2014

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Job loss in the United States is associated with long-term reductions in income and long-term increases in mortality rates. This paper examines the short-to medium-term changes in health, health care access, and health care utilization after job loss that lead to these long-term effects. Using a sample with more than 9800 individual job losses and longitudinal data on a wide variety of health-related measures and outcomes, we show that job loss results in worse self-reported health, including mental health, but is not associated with statistically significant increases in a variety of specific chronic conditions. Among the full sample of workers, we see reductions in insurance coverage, but little evidence of reductions in health care utilization after job loss. Among the subset of displaced workers for whom the lost job was their primary source of insurance we do see reductions in doctor's visits and prescription drug usage. These results suggest that access to health insurance and care may be an important part of the health effects of job loss for some workers. The pattern of results is also consistent with a significant role for stress in generating long-term health consequences after job loss.

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Health Insurance Coverage and Reemployment Outcomes Among Older Displaced Workers

Cited by 12 publications

References 9 publications

Short-run effects of job loss on health conditions, health insurance, and health care utilization

Short-run effects of job loss on health conditions, health insurance, and health care utilization

Returns to work after retirement: a prospective study of unretirement in the United Kingdom

Short-run Effects of Job Loss on Health Conditions, Health Insurance, and Health Care Utilization

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