Home ownership, housing policy and path dependence in Finland, Norway and Sweden

Bengtsson, Bo; Ruonavaara, Hannu; Sørvoll, Jardar

doi:10.4337/9781785360961.00012

Cited by 20 publications

(14 citation statements)

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“…As the party of government for much of the period between 1945 and 1981, the DNA was also able to establish a "socialized homeownership regime" (Norris 2016). In Norway, this regime was characterized by general subsidies for housing construction, low and politically controlled interest rates (Lie and Thomassen 2016), nonprofit distribution of building plots, and a tax system biased toward the interests of homeowners (Bengtsson et al 2017).…”

Section: Norway's Owner Cooperativesmentioning

confidence: 99%

Varieties of Social Democracy and Cooperativism: Explaining the Historical Divergence between Housing Regimes in Nordic and German-Speaking Countries

Kohl

Sørvoll

2021

Soc. sci. hist.

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The historical-comparative study of social democracy and cooperative organization are the foster children of historical sociology. This article offers a first account of systematic ideological differences in social-democratic ideology regarding private ownership and different cooperative traditions in the housing sphere of Northern European and continental German-speaking countries. The long-run trajectory of housing welfare regimes in these two country groups has been one of divergence: Nordic countries have moved to Anglo-Saxon levels of high homeownership, high levels of mortgage indebtedness, and house price increases, whereas private tenancy, lower indebtedness, and lower price increases still characterize their German counterparts. Based on historical case studies of Germany and Norway, we argue that the divergence in these two countries can be understood by the different social-democratic and cooperative solutions to the urban housing question from the 1920s onward. Supported by a pro-ownership social democracy, Norway started to develop housing cooperatives of the owner cooperative type, whereas German social democracy was in favor of associations of the tenant cooperative type. The differential growth of these two types of cooperatives and disparities in social democratic party ideology contributed to the urban housing divergence between the two country groups that has been observed ever since. We argue, more generally, that varieties of social democracy and welfare-anticipating cooperative organizations are important in helping us understand the welfare differences between countries.

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Section: Norway's Owner Cooperativesmentioning

confidence: 99%

Varieties of Social Democracy and Cooperativism: Explaining the Historical Divergence between Housing Regimes in Nordic and German-Speaking Countries

Kohl

Sørvoll

2021

Soc. sci. hist.

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“…The political commitment to universality and tenure neutrality (Bengtsson et al, 2017: 74), a large public rental sector, an established national tenant movement, and a uniquely large cooperative housing sector (Bengtsson et al, 2017) coalesced with this system of regulation, finance and production to produce a 'social democratic success story' (Headey, 1978: 16). According to Grundström and Molina (2016: 320), 'by the early 1970s, the entire Swedish population had obtained decent housing conditions as well as a high housing standard'.…”

Section: Sweden's Housing Industrial Complexmentioning

confidence: 99%

Power, production and disorder: The decline of Sweden’s housing industrial complex and the origins of the present housing discontents

Blackwell

2021

European Urban and Regional Studies

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It is often assumed in housing and urban studies scholarship that the roots of Sweden’s present housing discontents are to be found in a neoliberal ‘system switch’ following the early-1990s banking crisis. This paper offers a different account, identifying and expounding how insuperable contradictions in Sweden’s complex of housing production, distribution and finance, from the 1970s onward, led to a marked deterioration in its much-lauded housing model. Advancing a historical institutionalist framework, the paper seeks to historically couch the processes and outcomes commonly associated with the contemporary neoliberal era and position them more concretely in relation to actors and their social relations through time. Using a range of data pertaining to housing finance, subsidies, house prices and building output, as part of a mixed-methods analysis, the paper explores how macroeconomic factors, mediated by interactions between the state and sectoral cleavages, influence urban and regional development aspects. The paper’s conceptual and methodological relevance to housing and urban studies scholarship thus extends beyond Sweden.

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“…A housing cooperative, is a legal entity, usually a cooperative or a corporation, which owns real estate, consisting of one or more residential buildings; it is one type of housing tenure (Rogers, Nelson & Wong, 2018). Housing cooperatives are a distinctive form of home ownership that has many characteristics from other residential arrangements such as single-family home ownership, condominiums and renting (Bengtsson, Ruonavaara & Sørvoll, 2017). The corporation is membership-based, with membership granted by way of a share purchase in the cooperative.…”

Section: Background Of the Studymentioning

confidence: 99%

Effect of Investment Appraisal on Performance of Housing Cooperative Societies in North Rift Region Counties

KiplimoKipkemboi¹,

Ombaba²

2020

IJSSER

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Housing is one of the largest concerns facing most countries of the world, where the increase in the numbers of the population are not corresponding with the available resources. Consequently, housing cooperative societies were introduced as a solution put forward to try to plug in the lack of housing, as part of the local communities' contributions in the housing sector, which can be considered as one of the most important actors in this sector. The housing sector in Kenya is still facing shortage of houses with regard with the number of residents in need of housing. Hence, the current study sought to mainly determine the effect of investment appraisal on performance of housing cooperatives in North region counties, Kenya. The study was guided by investment theory. The target population was 56 respondents from housing cooperatives registered by NACHU in the North Rift Region by the end of July 2018. Primary data was used and the data was collected using open self-structured questionnaires. Content validity was used to determine the validity while and Cronbach alpha coefficient was used to determine the reliability of research instrument. Data was analyzed using both descriptive and inferential statistics. For descriptive statistics frequency tables, graphs, percentages, and means were used and for inferential statistics correction and inferential statistics were used to analyze the data. The SPSS Version 24 helped in the data analysis. The study findings indicated that investment appraisal has a positive and statistically significant effect on performance of housing cooperative societies with (r=0.652; p<0.05). The study concluded that Housing cooperative always establishes the cash inflows of the project and compares it with the outflows before selecting where invest. The study also recommends to the financial managers of housing cooperative association to maintain and invest in the projects which give returns on initial capital the shortest period for posterity and relevance in the market.

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Home ownership, housing policy and path dependence in Finland, Norway and Sweden

Abstract: ISBN 978 1 78536 095 4 (cased) ISBN 978 1 78536 096 1 (eBook)

Cited by 20 publications

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Varieties of Social Democracy and Cooperativism: Explaining the Historical Divergence between Housing Regimes in Nordic and German-Speaking Countries

Varieties of Social Democracy and Cooperativism: Explaining the Historical Divergence between Housing Regimes in Nordic and German-Speaking Countries

Power, production and disorder: The decline of Sweden’s housing industrial complex and the origins of the present housing discontents

Effect of Investment Appraisal on Performance of Housing Cooperative Societies in North Rift Region Counties

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