Homeownership and Wealth in Switzerland and Germany

Kuhn, Ursina; Grabka, Markus M.

doi:10.1007/978-3-319-89557-4_12

Cited by 4 publications

(4 citation statements)

References 19 publications

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“…4,9 % in France) (OFS, 2019 and CGDD, 2018), compared to apartment leases and health insurance costs. Only 37% of the population owns their own homes in Switzerland in 2017, and far less in urban areas (Kuhn and Grabka, 2018). Further, fuel poverty may be rendered invisible as it is not accounted for in State subsidies.…”

Section: Research Resultsmentioning

confidence: 99%

The micro-politics of energy efficiency: An investigation of ‘eco-social interventions’ in western Switzerland

Bertho

Sahakian

Naef

2020

Critical Social Policy

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Households have a role to play in the so-called ‘energy turn’ in Switzerland, a policy framework that calls for more efficient energy usage. Against this backdrop, this article critically analyses the mechanisms and running of a programme aimed at improving energy usage among low-income households in western Switzerland, bringing together both environmental and social objectives or what was termed an ‘eco-social intervention’. Based on ethnographic fieldwork and informed by a Foucauldian governmentality approach, the power dynamics of this programme are exposed, and its effect on the lived experience and subjectification of both household members and energy ambassadors are discussed. We argue that while presenting the appearance of technical rationality and political neutrality, this type of programme seeks to govern behaviours and leaves the ultimate responsibility for the protection of the environment on individuals, rather than promoting more collective and inclusive actions. Furthermore, we unravel how this programme participates in the reproduction of social differentiation by aiming at a particular social group, low-income households living in subsidised housing. We conclude with a discussion on how initiatives aimed at households could engage with the more complex arrangements of everyday life, rather than solely individual eco-gestures, while accounting for power dynamics.

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Section: Research Resultsmentioning

confidence: 99%

The micro-politics of energy efficiency: An investigation of ‘eco-social interventions’ in western Switzerland

Bertho

Sahakian

Naef

2020

Critical Social Policy

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“…For example, "wealth inequality" can denote disparities between two or more groups, as demonstrated in the works of Francis & Weller (2021), and Mayock & Malacrida (2018). Alternatively, comparisons may pertain to social strata, as in Modi and Sewell (2021), or extend to cross-country contexts, as exemplified by Kuhn and Grabka (2018) in their assessment of impact on wealth inequality in Switzerland and Germany. Moreover, regional disparities are addressed, as in Wang et al (2020), who scrutinize wealth gaps between rural and urban households in China.…”

Section: Discussionmentioning

confidence: 99%

Beyond the numbers: Unveiling trends in homeownership research

Mulyadi,

Ubaidillah

2023

Multidiscip. Rev.

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Homeownership has served as a pivotal tool in poverty alleviation research for an extended period. Its scope of observation has broadened, encompassing various dimensions such as social welfare, subjective well-being, and persisting inequality concerns, which continue to be of significant interest today. In this study, we conducted a bibliometric analysis focusing on the impact of homeownership as a means of household wealth accumulation, examining articles spanning from 2000 to 2021. While bibliometric reviews have been prevalent for over four decades, their application in the context of homeownership studies has been notably absent. Leveraging VOSviewer V.1.6.16, we analyzed 116 articles sourced from the Scopus database. Through cooccurrence analysis, we identified emerging areas of interest that can be concurrently explored alongside homeownership, including intergenerational transfers, borrowing constraints, capital gains, cultural economics, and wealth inequality. Additionally, our findings indicate a relative dearth of homeownership studies focused on developing countries, prompting inquiry into the suitability of employing homeownership as a poverty reduction strategy in such contexts.

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“…The higher application odds for renters are not surprising. In Switzerland, homeownership is low in international comparison due not only to high prices but also to a restrictive mortgage system and high down-payment requirements [ 55 ]. Therefore, the homeownership variable is likely to reflect individual and household wealth; and as such the findings are consistent with international studies.…”

Section: Discussionmentioning

confidence: 99%

Disability insurance benefit application in Switzerland: an analysis of linked administrative and survey data

Altwicker-Hámori

2021

BMC Health Serv Res

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Background The guiding principle of disability insurance in Switzerland is ‘rehabilitation before pension’. Access to rehabilitation measures to restore, maintain or improve the earning capacity of individuals with disabilities is essential. Gainful employment enables them to be an active part of society, improves their quality of life, and may mitigate the adverse health effects of disability pension receipt. The aim of this study was therefore to identify factors for disability insurance benefit application in Switzerland. Methods A novel dataset was created linking the 2010 Social Protection and Labour Market cross-section with administrative register data on disability insurance benefit application (2009–2018). Multiple logistic regression was employed to examine the associations between long-term health-related activity limitation, region of residence, demographic and socioeconomic characteristics and disability insurance benefit application in adults aged 18–55 (N = 18,448). Sensitivity analysis based on age was performed in individuals aged 18 to retirement age and aged 25 to 55. Results The regression results showed higher odds of disability insurance benefit application for individuals suffering from long-term health-related activity limitations (OR 2.88; 95% CI 1.29–6.44; p-value 0.010); born outside of Switzerland (OR 1.75; 95% CI 1.32–2.32; p-value 0.000); living without a working partner (OR 1.54; 95% CI 1.17–2.02; p-value 0.002); living without a child aged 0–14 years (OR 1.70; 95% CI 1.29–2.26; p-value 0.000); aged 18–39 (OR 1.41; 95% CI 1.09–1.83; p-value 0.009); with a learnt occupation in ‘Manufacturing’ (OR 2.75; 95% CI 1.68–4.50; p-value 0.000), ‘Construction and mining’ (OR 2.03; 95% CI 1.13–3.66; p-value 0.018), ‘Trade and transport’ (OR 2.12; 95% CI 1.30–3.45; p-value 0.003), ‘Business and administration’ (OR 1.68; 95% CI 1.03–2.72; p-value 0.036), and ‘Health, teaching, culture and science’ (OR 1.55; 95% CI 1.05–2.29; p-value 0.026); and renters (OR 1.44; 95% CI 1.00–1.94; p-value 0.016). The results were robust to alternative samples defined by age – albeit with some differences in regional and learnt occupational patterns. Conclusions The results suggested that disability insurance benefit application is more than a health-related phenomenon in Switzerland. However, the results provided a less consistent picture on the role of marginalization in application than in other European countries.

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Homeownership and Wealth in Switzerland and Germany

Cited by 4 publications

References 19 publications

The micro-politics of energy efficiency: An investigation of ‘eco-social interventions’ in western Switzerland

The micro-politics of energy efficiency: An investigation of ‘eco-social interventions’ in western Switzerland

Beyond the numbers: Unveiling trends in homeownership research

Disability insurance benefit application in Switzerland: an analysis of linked administrative and survey data

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