Housing Cost Burden and New Lawful Immigrants in the United States

McConnell, Eileen Díaz; Akresh, Ilana Redstone

doi:10.1007/s11113-009-9134-9

Cited by 34 publications

(18 citation statements)

References 43 publications

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“…Persons who are “banked” may simply have more financial resources, more access to mortgage and credit that reduce housing costs, or have more flexible options for paying for housing. A recent study of new legal immigrants finds that those with bank accounts are less likely to be cost burdened than peers lacking such access (McConnell and Akresh 2010), a relationship that may also hold for the analytic sample examined here.…”

Section: Analytic Approachmentioning

confidence: 59%

“…For instance, immigrants with decades of U.S. experience have a similar incidence of cost burden to natives, while more recently-arrived immigrants are more likely to be cost burdened (Elmelech 2004). Among immigrants recently becoming legal permanent residents, those with longer residence in the U.S. or better English skills have lower cost burdens than more recent arrivals or those lacking English proficiency (McConnell and Akresh 2010). In line with this work, immigrants with characteristics consistent with higher levels of assimilation to the U.S. are expected to be less likely to have housing affordability problems than their less-assimilated counterparts.…”

Section: Prior Researchmentioning

confidence: 99%

“…Housing studies typically include contextual variables to directly address variation in the housing and economic context, such as housing costs and values (Alba and Logan 1992; Painter, Gabriel et al 2001; Myers, Painter et al 2005; Rosenbaum and Friedman 2007; McConnell and Akresh 2010), and those pertaining to immigrant, co-ethnic, or racial composition of the area (Elmelech 2004; Krivo and Kaufman 2004; Woldoff and Ovadia 2009). Neighborhood contexts differ significantly in Los Angeles (Charles 2006).…”

Section: Analytic Approachmentioning

confidence: 99%

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Who has Housing Affordability Problems? Disparities in Housing Cost Burden by Race, Nativity, and Legal Status in Los Angeles

McConnell

2013

Race Soc Probl

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Housing costs are a substantial component of U.S. household expenditures. Those who allocate a large proportion of their income to housing often have to make difficult financial decisions with significant short-term and long-term implications for adults and children. This study employs cross-sectional data from the first wave of the Los Angeles Family and Neighborhood Survey (L.A.FANS) collected between 2000 and 2002 to examine the most common U.S. standard of housing affordability, the likelihood of spending thirty percent or more of income on shelter costs. Multivariate analyses of a low-income sample of U.S. born Latinos, Whites, African Americans, authorized Latino immigrants and unauthorized Latino immigrants focus on baseline and persistent differences in the likelihood of being cost burdened by race, nativity and legal status. Nearly half or more of each group of low-income respondents experience housing affordability problems. The results suggest that immigrants’ legal status is the primary source of disparities among those examined, with the multivariate analyses revealing large and persistent disparities for unauthorized Latino immigrants relative to most other groups. Moreover, the higher odds of housing cost burden observed for unauthorized immigrants compared with their authorized immigrant counterparts remains substantial, accounting for traditional indicators of immigrant assimilation. These results are consistent with emerging scholarship regarding the role of legal status in shaping immigrant outcomes in the United States.

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Section: Analytic Approachmentioning

confidence: 59%

Section: Prior Researchmentioning

confidence: 99%

Section: Analytic Approachmentioning

confidence: 99%

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Who has Housing Affordability Problems? Disparities in Housing Cost Burden by Race, Nativity, and Legal Status in Los Angeles

McConnell

2013

Race Soc Probl

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“…Whites are more likely to have a checking or savings account than Latinos and African Americans (e.g., Federal Deposit Insurance Corporation (FDIC) 2009; Hogarth, Anguelov, et al 2005) and natives are more likely to “banked” than immigrants (Osili and Paulson 2004). Research with new legal immigrant homeowners suggests that those without bank accounts are more likely to spend more than thirty percent of income on housing than those who are banked (McConnell and Akresh 2010). Respondents who are banked are expected to have a lower incidence of the outcome than those without such financial access.…”

Section: Literature Reviewmentioning

confidence: 99%

House poor in Los Angeles: examining patterns of housing-induced poverty by race, nativity, and legal status

McConnell

2012

Housing Policy Debate

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Housing affordability in the United States is generally operationalized using the ratio approach, with those allocating more than thirty percent of income to shelter costs considered to have housing affordability challenges. Alternative standards have been developed that focus on residual income, whether income remaining after housing expenditures is sufficient to meet non-housing needs. This study employs Los Angeles Family and Neighborhood Survey data to consider racial/ethnic, nativity and legal status differences in one residual income standard. Logistic regression analyses of housing-induced poverty focus on whether there are differences among five distinct groups: U.S.born Latinos, Non-Hispanic Whites, and African Americans, authorized Latino immigrants, and unauthorized Latino immigrants. Results suggest that: 1) Latino natives are significantly more likely to be in housing-induced poverty than African Americans and Latino immigrants, and 2) unauthorized Latino immigrants are not more likely to experience the outcome than other groups. The present work extends previous research. First, the results provide additional evidence of the value of operationalizing housing affordability using a residual income standard. Alternatives to the ratio approach deserve more empirical attention from a wider range of scholars and policymakers interested in housing affordability. Second, housing scholarship to date generally differentiates among Latinos by ethnicity, nativity, and citizenship. The present study contributes to emerging research investigating heterogeneity among Latinos by nativity and legal status.

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“…Inconsistent with this result, McConnell and Akresh (2010) found housing cost burden for new immigrant homeowners to be higher than renters. They also found that Asian Americans bore higher housing cost burdens than Western European Americans due to the effects of arrival recency, household size, tenure status and location in the U.S. Chi and Laquatra (1998) analyzed factors affected the housing cost burden.…”

Section: Housing Issuesmentioning

confidence: 89%

Financial Wellbeing of Asian Americans

Yao

2016

Handbook of Consumer Finance Research

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The Asian American population in the United States has been increasing. Research on the economic wellbeing of this minority group is far from being adequate. It is generally found that Asian Americans are more highly educated and have more wealth. Although the homeownership rate of this population is lower than the national average rate, the gap is gradually narrowing.Asian Americans are found to have more confidence in their financial future and have better management in their financial lives. In addition, Asian-owned businesses have been an important part of the U.S. economy and, as such, the self-employment status of Asian Americans has stimulated great interest for research. Large differences in financial behaviors exist among different groups in Asian Americans. This chapter serves the purpose to summarize past research on Asian American consumer finances and provide directions for future research.

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Housing Cost Burden and New Lawful Immigrants in the United States

Abstract: International migration, Housing, Ethnicity, United States,

Cited by 34 publications

References 43 publications

Who has Housing Affordability Problems? Disparities in Housing Cost Burden by Race, Nativity, and Legal Status in Los Angeles

Who has Housing Affordability Problems? Disparities in Housing Cost Burden by Race, Nativity, and Legal Status in Los Angeles

House poor in Los Angeles: examining patterns of housing-induced poverty by race, nativity, and legal status

Financial Wellbeing of Asian Americans

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