Hubungan Sistem bagi Hasil di Lembaga Keuangan Syari'ah dengan Keinginan Nasabah untuk Berinvestasi Di BPR Syariah Bangun Drajat Warga Yogyakarta

Abstract

Hasil penelitian menunjukkan terdapat hubungan antara sistem bagi hasil dengan keinginan berinvestasi. Hal ini ditunjukkan dari tingkat korelasi sebesar (r hitung ) 0,770 > 0,361 (r tabel pada taraf signifikan 5%) dan nilai p-value 0,000 < 0,05, maka H 0 ditolak dan H 1 diterima yang berarti bahwa terdapat hubungan antara sistem bagi hasil dengan keinginan berinvestasi nasabah. This study aims to analyze the existence of profit sharing system used in BPR Syariah Bangun Drajat Warga with the attitude of customers in investing and to determine whether there is an opportunity for development of Islamic banking in relation with profit sharing system and customer attitude in investing. Statistical analysis tool used is Product Moment Pearson correlation by processing the data obtained through questionnaires to customers of BPR Syariah Bangun Drajat Warga Yogyakarta.The results showed there is a relationship between profit sharing system with the desire to invest. This is indicated from the correlation level of (rhitung) 0.770> 0.361 (rtabel at 5% significant level) and p-value 0,000 <0,05, then H0 is rejected and H1 is accepted which means that there is a relationship between profit sharing system with the desire to invest Customers.

Analisis Nisbah Bagi Hasil Produk Deposito Mudharabah Dalam Lembaga Keuangan Syariah

“…Disamping itu apabila pendapatan hasil deposito tinggi, maka nasabah cenderung mendepositokan dananya dari pada digunakan untuk aktivitas konsumsi. (Syaputra, 2017) TINJAUAN LI TERATUR…”