Matrix isolation infrared spectroscopy combined with quantumchemical calculations were employed to study the reactions of calcium atoms with silane, germane, and stannane in a 4 K argon matrix. The ion pairs [HCa] + and [EH 3 ] − (E = Si, Ge, and Sn) in both the classical structure HCaEH 3 and the bridged structure HCa(μ-H) 3 E were identified based on the H/D isotopic substitution experiments and quantum-chemical calculations. The results show that the reaction between ground-state Ca and EH 4 proceeds inefficiently, and only after the photolytic activation of Ca atoms to the Ca( 1 P:4s4p) state does insertion occur to give HCaEH 3 , which rearranges to HCa(μ-H) 3 E upon photolysis. Topological analysis of the electronic structure suggests that the nonclassical structure HCa(μ-H) 3 E is formed by the electrostatic interaction with charge-inverted hydrogen bridge bond, while HCaEH 3 is dominated by (HCa) + (EH 3 ) − ion pair interactions.