ICT as a Key Determinant of Efficiency: A Bootstrap-Censored Quantile Regression (BCQR) Analysis for Vietnamese Banks

Le, Tu; Ngo, Tuan; Ho, Tin H.; Nguyen, Dat T.

doi:10.3390/ijfs10020044

Cited by 13 publications

(12 citation statements)

References 76 publications

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“…Over a period from 2009 to 2014 and using fixed and random effect models, they find that internet banking positively impacts bank profitability. These results are similar to those of Le et al, (2022) who sought to examine the impact of ICT development on the operational efficiency of the banking sector in Vietnam, over the period 2007-2019. They find that the contribution of ICTs to banks is positive, as they positively influence the efficiency of Vietnamese banks.…”

Section: Review Of Empirical Literaturesupporting

confidence: 82%

The Effect of ICT on the Development of Bank Branches in the WAEMU Zone: An Application of Negative Binomial Regression

PRAO,

OUATTARA

2024

ijafr

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The main objective of this study is to analyze the effect of ICT on the number of bank branches in the WAEMU. Based on the total of eight (08) member countries of the union, from 1995 to 2022, it employs the negative binomial (BN) regression method for the estimations. The results of the study show that among the ICT variables selected, only mobile and fixed-line telephone subscriptions have a statistically significant and positive effect on the number of bank branches in the union. The Internet and the number of ATMs have no significant effect on the number of branches, although they remain negatively correlated with the number of bank branches. On the other hand, the number of banking institutions and the size of these banks encourage the opening of new bank branches.

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Section: Review Of Empirical Literaturesupporting

confidence: 82%

The Effect of ICT on the Development of Bank Branches in the WAEMU Zone: An Application of Negative Binomial Regression

PRAO,

OUATTARA

2024

ijafr

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“…One may also extend our study to a larger sample (e.g. using the BankScope database), different profitability and performance measurements such as technical or cost efficiency (Boubaker et al, 2022;Le et al, 2022b), and to other advanced methodologies such as the auto-regressive distributed lag (ARDL) with structural break, Bayesian or machine learning (Haans et al, 2016;Preciado Arreola et al, 2020;Zhao et al, 2020;Thaker et al, 2021). We look forward to such studies contributing to the literature on ESG and bank performance amid the COVID-19 pandemic.…”

Section: Discussionmentioning

confidence: 94%

“…Since the COVID-19 is an ongoing issue, and because of the data availability constraint (e.g., we could not collect data on bank ownership, or data on GDP and inflation were not available after 2020), we expect that future research could provide a more comprehensive analysis to strengthen our findings. One may also extend our study to a larger sample (e.g., using the BankScope database), different profitability and performance measurements such as technical or cost efficiency (Boubaker et al, 2022;Le et al, 2022b), and other advanced methodologies such as the auto-regressive distributed lag (ARDL) with structural break, Bayesian or machine learning (Haans et al, 2016;Preciado Arreola et al, 2020;Zhao et al, 2020;Thaker et al, 2021). We look forward to such studies contributing to the literature on ESG and bank performance amid the COVID-19 pandemic.…”

Section: Discussionmentioning

confidence: 95%

“…One may also extend our study to a larger sample (e.g., using the BankScope database), different profitability and performance measurements such as technical or cost efficiency (Boubaker et al. , 2022; Le et al. , 2022b), and other advanced methodologies such as the auto-regressive distributed lag (ARDL) with structural break, Bayesian or machine learning (Haans et al.…”

Section: Discussionmentioning

confidence: 99%

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The environment, social and governance (ESG) activities and profitability under COVID-19: evidence from the global banking sector

Yuen

Ngo

et al. 2022

JED

Self Cite

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PurposeThis study investigated the impacts of the environment, social and governance (ESG) and its components on global bank profitability considering the COVID-19 outbreak.Design/methodology/approachThis study used a system generalized method of moments (GMM) proposed by Arellano and Bover (1995) to investigate the relationship between ESG and bank profitability using an unbalanced sample of 487 banks from 51 countries from 2006 to 2021.FindingsThe findings generally found that ESG activities may reduce bank profitability, thus supporting the trade-off hypothesis that adopting ESG standards could increase bank costs while lowering profitability. In addition, there is a U-shaped relationship between ESG and bank profitability, suggesting that ESG activities can help improve bank performance in the long term. Such effect is the first time observed in the global banking sector. This study’s results are robust across different models and settings (e.g. developed vs developing countries, different levels of profitability, and samples with vs without US banks).Practical implicationsThis study provides empirical evidence to support the sustainable development policy which is implemented by many countries. It also provides empirical incentives for bank managers to be more ESG-oriented in their activities.Originality/valueThis study provides a better understanding of the roles of ESG activity and its components in the global banking system, considering the recent crises.

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“…Profitability and revenue heterogeneity are connected, claimed by Sanya and Wolfe (2011). According to Saunders et al (2014), bank income diversification increases US banks' PRO and decreases their risk of failing (Le et al, 2022). Based on the above factors, following hypothesis was framed.…”

Section: Profitabilitymentioning

confidence: 99%

Development and Validation of an Islamic Investor’s Sentiment Scale for Stock Market Investment

Begam

Babu

Sulphey

2023

Business Perspectives and Research

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Islamic law prohibits Muslims from investing in certain businesses such as banking, alcohol, and speculation. As such, Islamic investment is different from traditional investment, as investment principles emphasize ethical investing and compliance with Shariah, the Islamic rule that controls every aspect of a Muslim’s life. However, a fair review of the literature failed to find any questionnaire to measure Islamic investor sentiment. In order to create and standardize a technique to gauge Islamic investors’ attitudes about share market investment, a research was conducted. Islamic investors’ attitudes were the dependent variable, while the study identified Islamic investing ethics, religious considerations, profitability, social impact, and information accessibility as independent variables. Python programming was used to evaluate the data gathered from 391 respondents using a 24-item structured questionnaire. According to the study’s findings, each of the characteristics has a big influence on how Islamic investors feel. Furthermore, this study shows that participation in religious activities elevates the spirits of Islamic investors. The verified Islamic investor’s feelings questionnaire in this study is expected to inspire more investigation in this fascinating field.

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ICT as a Key Determinant of Efficiency: A Bootstrap-Censored Quantile Regression (BCQR) Analysis for Vietnamese Banks

Cited by 13 publications

References 76 publications

The Effect of ICT on the Development of Bank Branches in the WAEMU Zone: An Application of Negative Binomial Regression

The Effect of ICT on the Development of Bank Branches in the WAEMU Zone: An Application of Negative Binomial Regression

The environment, social and governance (ESG) activities and profitability under COVID-19: evidence from the global banking sector

Development and Validation of an Islamic Investor’s Sentiment Scale for Stock Market Investment

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