“…That, micro-financial services and nonfinancial services were predominant poverty alleviation strategies that spread rapidly and widely over the last few decades and were currently operational across several developing countries in Africa, Asia, and Latin America (Sharma et al, 2017; see also Asante-Addo et al, 2017;Banerjee & Jackson, 2017;Chen et al, 2017;Kapila et al, 2016, June;Kumar & Rakhin, 2016;Pantaleo & Chagama, 2016). Javalgi et al (2018) and Sanda (2020) 2019) argued that on gender perspective, women were dominant of GBM model, serious and efficient users of group loans. That; entrepreneurship experience was one of effective tools for poverty alleviation and created opportunities for self-employment (Ekpe, et al, 2016; see also Bernard et al, 2016;Enimola et al, 2019;Hameed et al, 2017;Rahman et al, 2017)…”