iii. A Fragment of John Best's Farming Book, 1661

Best, John Hardin; Woodward, Donald

doi:10.1093/oseo/instance.00098700

Cited by 2 publications

(4 citation statements)

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“…Surplus lines insurers can also serve as a backstop when the risk appetite of admitted insurers changes or the marketplace hardens. For example, California has experienced several severe wildfires over the years, with two of the most destructive wildfires occurring in 2017 and 2018, resulting in a combined $25 billion in insured losses (Best, 2020). These types of losses can lead to changes in underwriting guidelines, as well as reduced underwriting capacity in geographic areas where exposure is deemed too risky (Best, 2020).…”

Section: Surplus Lines Insurersmentioning

confidence: 99%

“…For example, California has experienced several severe wildfires over the years, with two of the most destructive wildfires occurring in 2017 and 2018, resulting in a combined $25 billion in insured losses (Best, 2020). These types of losses can lead to changes in underwriting guidelines, as well as reduced underwriting capacity in geographic areas where exposure is deemed too risky (Best, 2020). Unsurprisingly, states with the highest surplus lines premium growth in 2019 were California, Texas, and Florida, all states with high catastrophe exposures (Moorcraft, 2020).…”

Section: Surplus Lines Insurersmentioning

confidence: 99%

“…1 The current study considers the role of surplus lines insurers within the insurance group, with particular attention to the impact these insurers have on the extent of product diversification of the group. A study focusing on demands for cyber coverage, errors and omissions, construction, environmental liability, and peril-specific products such as coverage against water and wind damage (Best, 2020). 3 Statistics provided are derived from the sample used in the study.…”

Section: Introductionmentioning

confidence: 99%

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Insurance groups, product diversification, and the role of surplus lines affiliation

Baggett

Cole

2022

Risk Manage Insurance Review

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The market share of surplus lines insurers has grown considerably. We examine the impact of surplus lines representation within insurer groups on the extent of product diversification. Initial evidence suggests that groups with greater surplus lines representation are more diversified than other groups. These results hold when controlling for the joint impact of surplus lines representation and size, as well as surplus lines representation and the percentage of overall business written in personal lines. However, when examining the subsample of groups affiliated with surplus lines insurers, we find some evidence that supports the product focus hypothesis, which states surplus lines insurers are used to further focus on existing product lines already being written by other members of the group.

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Section: Surplus Lines Insurersmentioning

confidence: 99%

Section: Surplus Lines Insurersmentioning

confidence: 99%

Section: Introductionmentioning

confidence: 99%

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Insurance groups, product diversification, and the role of surplus lines affiliation

Baggett

Cole

2022

Risk Manage Insurance Review

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“…In the Spring of 2011, 1,706 confirmed tornadoes ravaged the US, resulting in 552 confirmed fatalities (National Oceanic and Atmospheric Administration [NOAA], 2011) and approximately $14 billion in damages (AMBest, 2012). Recovery efforts tend to emphasize rebuilding and healing in impacted communities following such natural disasters.…”

mentioning

confidence: 99%

Adolescent Substance Use Following a Deadly U.S. Tornado Outbreak: A Population-Based Study of 2,000 Families

Danielson

Sumner

Adams

et al. 2015

Journal of Clinical Child & Adolescent Psychology

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Objective Despite conceptual links between disaster exposure and substance use, few studies have examined prevalence and risk factors for adolescent substance use and abuse in large, population-based samples affected by a recent natural disaster. We addressed this gap using a novel address-based sampling methodology to interview adolescents and parents who were affected by the fourth deadliest tornado outbreak in U.S. history. Method Post-disaster interviews were conducted with 2,000 adolescent-parent dyads living within a 5-mile radius of the Spring 2011 U.S. tornadoes. In addition to descriptive analyses to estimate prevalence, hierarchical linear and logistic regression analyses were used to examine a range of protective and risk factors for substance use and abuse. Results Approximately 3% reported substance abuse since the tornado. Greater number of prior traumatic events and older age emerged as consistent risk factors across tobacco and alcohol use and substance abuse since the tornado. Tornado incident characteristics, namely greater loss of services and resources after the tornado and PTSD since the tornado, were associated with greater alcohol consumption. Service loss increased risk for binge drinking, whereas, for substance abuse, PTSD increased risk and parent presence during the tornado decreased risk. Greater family tornado exposure was associated with a greater number of cigarettes smoked in female but not male teen participants. Conclusions Both trauma and non-trauma-related factors are relevant to post-disaster substance abuse among adolescents. Future research should examine the role of broader ecological systems in heightening or curtailing substance use risk for adolescents following disaster exposure.

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iii. A Fragment of John Best's Farming Book, 1661

Cited by 2 publications

References 0 publications

Insurance groups, product diversification, and the role of surplus lines affiliation

Insurance groups, product diversification, and the role of surplus lines affiliation

Adolescent Substance Use Following a Deadly U.S. Tornado Outbreak: A Population-Based Study of 2,000 Families

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