Impact of ASA Microcredit on Livelihood Status of Rural Women in Sylhet, Bangladesh

Rahaman, Mohammed Habibur; Sen, Tripti; Yasmin, Johena; Rahman, Saidur; Shimanta, Md. Lutfor Rahman

doi:10.9734/arjass/2019/v9i230120

Cited by 2 publications

(1 citation statement)

References 7 publications

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“…There is a belief in Guatemala that remittances and migration encourage students to quit out of school and attempt to immigrate. Rahaman et.al (2022) [12] found that remittances are very important for Bangladesh's economy, as 6.5% of the country's GDP comes from them. Sylhet is a highly populated region in Bangladesh known for sending migrants abroad, and over 1.3 million people have migrated from there.…”

Section: Literature Reviewmentioning

confidence: 99%

Impact of Remittance on Rural Areas Livelihood: A Case of Tilottama, Rupandehi, Nepal

Adhikari,

Mishra,

Aithal

2024

IJAEML

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Purpose: The impact of remittances on rural areas livelihood has been carried out with a case study of Tilottama Municipality ward number 13 of Rupandehi District in Nepal as a micro level study. Design/Methodology/Approach: The primary data is collected from questionnaire interview scheduled, key informant interview and observation and secondary data from both published as well as unpublished thesis, journal, and research paper. Out of total household i.e., 1320, in the study area, out of them 231 households have been receiving remittance from Malaysia and Golf Countries for more than a one year ago. Among them, 30 percent households i.e., 70 households will be selected on the basis of simple purposive sampling. Findings/Results: The majority of destination for the foreign employment was UAE which is 30% followed by Malaysia, Qatar and Saudi Arabia. The maximum number of migrant workers works as Security Guard i.e.,28.57%. The maximum earning from them lies between Rs.45,000 to Rs.50,000 per month and send maximum remittance between Rs. 35,000 to Rs.45,000 monthly out of which around 50% through the legal procedure. The maximum expenditure used on regular household expenditure i.e.,41.36%, followed by education, health and other expenses. The remaining money is used for the investment purpose. After the remittance inflows towards the study area, there living standard, economic status, housing structure, household amenities, toilet facilities, health facilities have been positively changed. Originality/Values: The living standard has been positively changed so the policy maker should make it more systematic by implementing financial literacy program and facilitating the skill development and vocational training program to give rural peoples with marketable skills. Type of Paper: Research Case Study

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Section: Literature Reviewmentioning

confidence: 99%

Impact of Remittance on Rural Areas Livelihood: A Case of Tilottama, Rupandehi, Nepal

Adhikari,

Mishra,

Aithal

2024

IJAEML

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Determinants of adoption of female headed household in microfinance program: a case study on Oromia Credit and Saving Share Company (OCSSCO) in Guto Gida district, Ethiopia

Hinkosa

2023

J Innov Entrep

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Since its introduction in the 1970, the word microfinance is being used very often in the development vocabulary today. It is taken as a strategy to overcome the constraints of conventional bank in reaching the poor and seen as one of the most efficient instruments for livelihood improvement. However, empirically the effectiveness of these programs on the livelihood of household is still inconclusive and debatable. Additionally, the relationships between socio-economic, demographic factors and participation in microfinance program are not seen in the study area and this motivated the researcher to undertake the study. The objectives of this study were identifying the factors that affect female headed household participation in microfinance program. Multi-stage sampling technique was used to draw representative sample and used cross-sectional survey. Cross-sectional survey data were collected from randomly selected 169 female headed household using interview/survey schedules. Descriptive and econometric methods were used to analyze the data. The results of descriptive statistics indicate that the majority of client household use microcredit to purchase agricultural input. Logit results indicate that program participation was significantly affected by seven explanatory variables. Among the variable’s family size of the household, livestock ownership and land size affected household participation in the program positively, whereas age of household head, distance of household home from microfinance office, wealth status of the household and household perception of risk have negative effect. Finally, the study recommends that microfinance institutions should broaden their outreach and expand its access in to large.

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Impact of ASA Microcredit on Livelihood Status of Rural Women in Sylhet, Bangladesh

Cited by 2 publications

References 7 publications

Impact of Remittance on Rural Areas Livelihood: A Case of Tilottama, Rupandehi, Nepal

Impact of Remittance on Rural Areas Livelihood: A Case of Tilottama, Rupandehi, Nepal

Determinants of adoption of female headed household in microfinance program: a case study on Oromia Credit and Saving Share Company (OCSSCO) in Guto Gida district, Ethiopia

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