Impact of demographic factors on the financial performance of women‐owned micro‐enterprises in India

Harpriya,; Sharma, Rakesh Kumar; Sah, Ash Narayan

doi:10.1002/ijfe.2133

Cited by 8 publications

(5 citation statements)

References 83 publications

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“…Demographic variables are characteristics associated with one’s origin such as age, gender, race, income, education, family history, ethnicity, and work experience (Benard & Victor, 2013; Parvin et al, 2012). Demographic variables contribute significantly toward employee job and firm’s performance (Harpriya et al, 2020). Regarding this, the study takes into account the demographic characteristics of gender, age, educational qualification, position at work, and years of service.…”

Section: Discussionmentioning

confidence: 99%

“…Besides, youth are more susceptible to change and are adaptable to learning new things which leads to improved JP despite these assertions and possibilities, Age was controlled. Third, Harpriya et al (2020) opine that an individual’s investment in his or her education, knowledge, and skills are human capital investments as these could improve one’s JP. However, educational qualification had no significant impact on JP in Model 1 in Table 3.…”

Section: Discussionmentioning

confidence: 99%

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Organizational Climate and Job Performance: Investigating the Mediating Role of Harmonious Work Passion and the Moderating Role of Leader–Member Exchange and Coaching

et al. 2021

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Organizational performance has made it imperative for rural and community bank management to employ the best organizational conditions that influence employee’s performance. Recent banking clean-up in Ghana has also emphasized the need for employees’ performance. This has become necessary to espouse management practices, employee behaviors, and attitudes that predict job performance. Drawing on social exchange theory and reciprocity norm, the study examines the effect of organizational climate on job performance. Valid responses received through a structured questionnaire were 431. Hierarchical multiple regression was employed to validate the hypotheses from the literature review. Relying on empirical data from Ghana, the findings revealed that, first, harmonious work passion partially mediated organizational climate and job performance relationship. Second, leader–member exchange negatively moderated the relationship between organizational climate and harmonious work passion. Finally, however, coaching as a management practice positively strengthened organizational climate and job performance relationship. The theoretical and practical contribution is also discussed.

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Section: Discussionmentioning

confidence: 99%

Section: Discussionmentioning

confidence: 99%

Organizational Climate and Job Performance: Investigating the Mediating Role of Harmonious Work Passion and the Moderating Role of Leader–Member Exchange and Coaching

et al. 2021

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“…This implies that entrepreneurs with higher education levels tend to neglect the sustainability implications of their actions. Considering that financially successful entrepreneurs are frequently highly educated [136][137][138], we may conclude that individuals with advanced education prioritize the profitability of their businesses whilst placing less weight on the other two aspects of sustainability. However, it is important to stress that the impact of education and the other two demographic factors on the frequency of entrepreneur's consideration of sustainability implications is negligible.…”

Section: Discussionmentioning

confidence: 99%

Sustainable Business Practices and the Role of Digital Technologies: A Cross-Regional Analysis

Plečko,

Bradač Hojnik

2024

Systems

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This study examines the relationship between digital transformation and sustainable practices within enterprises against the backdrop of global transformative forces framed within the holistic paradigm of systems thinking. It examines the extent to which digital advances either facilitate or impede the sustainable development of companies, while also considering the systemic impact of demographic variables (such as gender, age, education), national income levels, and geographical regions on business sustainability. Using data from the Global Entrepreneurship Monitor (GEM), which encompasses 26,790 entrepreneurs in 47 countries, this research uses multinomial regression to assess how these factors influence companies’ commitment to social and environmental goals. A key finding is that the strategic use of digital technologies in sales processes significantly increases the likelihood that entrepreneurs will integrate social and environmental considerations into their decision-making. Notably, this conscientious approach to business is most prevalent among entrepreneurs in Latin America and the Caribbean. Our findings underscore the central role of digital technologies in driving sustainable business transformation while also highlighting the significant influence of regional socio-environmental contexts on business sustainability orientations.

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“…They collected data on all facets of the business, from sales and net profit margin to education, age, income, the registration status of the businesses, ownership structure, type of business, size of business, number of employees, number of products, and sales turnover. The researchers were not able to find a "secret sauce" to entrepreneurial success, other than finding a negative relationship between the number of products the business carries and its net profit and sales (Harpriya et al, 2020).…”

Section: Success Factors For Women Entrepreneursmentioning

confidence: 96%

“…In a study of successful women-owned businesses in Northern India, Harpriya et al (2020) sought to explain the impact of different demographic factors and business decisions that contributed to their success. The researchers used a stratified random sampling technique to survey 100 women entrepreneurs with a structured questionnaire.…”

Section: Success Factors For Women Entrepreneursmentioning

confidence: 99%

The second glass ceiling: uncovering barriers to capital for women entrepreuneurs in small business lending

Noktes

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Women entrepreneurs make up over 40% of small business owners and are the fastest-growing demographic of new founders but have access to less than 4% of the capital that funds small enterprises each year (Hwang et al., 2019). Most small business owners visit their local bank as a first step in accessing capital, and lending officers at small local banks have significant authority over the commercial lending process at their institutions. As such, the purpose of this qualitative study was to explore the assumptions lending officers at small banks in the southeastern United States have about the gendered nature of entrepreneurship and the impact of those assumptions on women entrepreneurs' access to capital. In fifteen in-depth interviews, lending officers from small banks in rural and urban areas in the southeastern United States shared their perspectives on barriers facing entrepreneurs as they access capital. Five findings emerged in this study. The first two findings address the research questions: first, bankers' implicit assumptions about entrepreneurship are masculinized, and second, the perceptions of bankers impact lending decisions. In addition to these findings, three additional findings shed light on how bank incentives, perceptions of power, and regulations affect commercial lending to women business owners: banks' incentives are unrelated to supporting entrepreneurs, entrepreneurs must prepare for capital access, and regulations change banking decisions about small business lending. The implications of this study include a need for greater understanding of the incentives and secondary markets created by regulation and how those incentives affect women entrepreneurs' access to capital, as well as a need to adopt rules related to demographic reporting in small business lending as mandated by the Dodd-Frank Act of 2010. This study also uncovered a perception of locus of control in the commercial lending process, with some bankers externalizing their perception of 6 power onto the entrepreneurs. The perception of external locus of control, when held by people in positions with decision authority, provides opportunities for them to exercise gendered decision heuristics without accountability and with institutional support, reinforcing gender inequities in small business lending.

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Impact of demographic factors on the financial performance of women‐owned micro‐enterprises in India

Cited by 8 publications

References 83 publications

Organizational Climate and Job Performance: Investigating the Mediating Role of Harmonious Work Passion and the Moderating Role of Leader–Member Exchange and Coaching

Organizational Climate and Job Performance: Investigating the Mediating Role of Harmonious Work Passion and the Moderating Role of Leader–Member Exchange and Coaching

Sustainable Business Practices and the Role of Digital Technologies: A Cross-Regional Analysis

The second glass ceiling: uncovering barriers to capital for women entrepreuneurs in small business lending

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