“…10). According to [19], [23], [26], [40]- [43], [36], [44]- [46], [13], [25], [40], [44], [47]- [51] among others, they agree that SMEs in Indonesia, Saudi Arabia, Brunei Darussalam, China, Iraq, Japan, Malaysia, Omen, Pakistan, Singapore, Taiwan, Thailand, Turkey, Vietnam, UEA, Yemen, and Jordanian face the human resource issues while they want to adopt e-business in their firms. The second issue is demographic.…”