Impact of Financial Crisis on the Stability Banking Sectors in the Czech Republic and Great Britain

Černohorská, Liběna

doi:10.1016/s2212-5671(15)00824-2

Cited by 8 publications

(7 citation statements)

References 12 publications

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“…The evidence contradicts those of Carsamer et al (2021). The correlation between ROA and CAP (0.020) corroborates the findings of Cernohorska (2015) for the UK.…”

Section: Data and Descriptive Statisticsmentioning

confidence: 52%

Capital regulation, liquidity risk, efficiency and banks performance in emerging economies

Boamah

Opoku

Boakye-Dankwa

2022

JFRC

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Purpose This study aims to examine the descriptive capabilities of efficiency, liquidity risk and capital risk for the cross-sectional and time-series variations in banks’ performance across emerging economies (EEs). It also examines the impact of the 2008 global financial crisis (GFC) on the effects of capital, liquidity and efficiency on banks’ performance. Design/methodology/approach The paper adopts a spatial panel model and collects data across 90 EEs. Findings The study shows that a surge in efficiency and liquidity improves bank performance. In addition, banks that finance credit creation primarily with core deposits perform better. Also, banks in EEs responded to the GFC. The findings show that banks in EEs respond to global events emanating from the developed economies. This indicates that EEs banks are relatively integrated with banks in developed markets. Originality/value Improvement in profit efficiency and effective liquidity and capital risk management enhance the performance of EEs banks.

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“…The evidence contradicts those of Carsamer et al (2021). The correlation between ROA and CAP (0.020) corroborates the findings of Cernohorska (2015) for the UK.…”

Section: Data and Descriptive Statisticsmentioning

confidence: 52%

Capital regulation, liquidity risk, efficiency and banks performance in emerging economies

Boamah

Opoku

Boakye-Dankwa

2022

JFRC

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“…Due to the lack of one indicator that measures the financial sector's stability, many authors used an array of financial stability variables. For example, Cernohorska [2015] uses the following indicators in her study of the stability of the banking sector in the Czechia and the UK over the 2006-2013 period: interest spread, net interest margin, a ratio of loans to deposits, after-tax profits, a ratio of bank capital to assets, capital adequacy, ROE and ROA.…”

Section: Review Of the Literaturementioning

confidence: 99%

A Comparison of the Financial Sector and Macroeconomic Performance Using Turning Points Analysis

Bernardelli,

Próchniak

2023

pefim

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Loss of financial potential is one of the most serious risks enterprises face. The risk management system for the loss of financial potential helps enterprises identify, evaluate and manage risks that may affect their financial condition. This system allows enterprises to reduce the possibility of financial losses andensures more efficient work with financial resources. The purpose of the article is to identify the main imperatives, which are the basis for ensuring the development of financial potential and the justification of measures to neutralise the risks of business entities in the agricultural sector in Ukraine. The main sources of loss of financial potential of enterprises in the agricultural sector of the economy of Ukraine have been identified. It has been established that currently, the biggest threats are: low business activity, a low level of technological equipment and innovation, negative profitability and slow turnover of capital, lack of access to credit for small- and medium-sized enterprises and climate changes. Agricultural enterprises are subject to various risks of loss of financial potential, which may be associated with changes in weather conditions, animal epidemics, changes in legislation, currency risks, etc. Neutralisation of these risks is an important element of effective management of an agricultural enterprise and ensuring its stability. It has been proven that one of the ways to neutralise risks is to create a reserve fund in case of unexpected events that may lead to the loss of financial potential. Such a fund may include funds that can be used for replanting crops, repairing infrastructure, reimbursing losses from animal epidemics and other needs. It is proposed to minimise the risks with the help of insurance. Insurance can be provided at different levels: from crop insurance to emergency insurance. Having insurance allows the company to reduce financial losses in case of unexpected events. In addition, the enterprise can use financial instruments to reduce currency risks. These tools will enable you to protect the company from changes in exchange rates.

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“…The global financial crisis did not only affect economic growth but also affected banking industry. The global financial crisis has impacted bank performance such as bank profitability (Notta & Vlachvei, 2014;Yudaruddin, 2017a), bank efficiency (Andrie' & Ursu, 2016), bank stability (Cernohorska, 2015), and bank lending (Pontines & Siregar, 2012;Silalahi, Wibowo, & Nurlian, 2012;Allen, Jackowicz, & Kowalewski, 2013;Cull & Pería, 2013;De Haas & Van Lelyveld, 2014;Yudaruddin, 2017b).…”

Section: |mentioning

confidence: 99%

The Global Economic Crisis and Its Impact on Bank Lending in Indonesia

Yudaruddin

2017

Jurnal Keuangan Dan Perbankan

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This study examined the impact of the crisis on bank lending in Indonesia. The crisis was also interacted with profitability and liquidity to see the impact of profitability and liquidity during the global economic crisis on bank lending in Indonesia. This study involves bank specific as control variable and macroeconomic variables. Using panel data, I constructed a panel of 1,372 bank-year observations for 98 banks in Indonesiain the period 2002-2015. The empirical results showed that the profitability proxyed from Return On Asset affected bank lending negatively, but this effect was relatively insigniûcant. The study also found a positive and significant impact between liquidity and bank lending in Indonesia. Meanwhile only GDP which had a significant impact on lending with a positive sign. ABSTRAK Penelitian ini bertujuan menguji dampak krisis terhadap penyaluran kredit bank di Indonesia.Variabel krisis juga diinteraksikan dengan profitabilitas dan likuiditas untuk melihat dampak profitabilitas dan likuiditas selama krisis ekonomi global terhadap penyaluran kredit bank di Indonesia. Penelitian ini juga melibatkan variabel kontrol seperti karakteristik bank dan variabel makroekonomi. Menggunakan data panel, saya menganalisis 1,372 observasi dari 98 bank di Indonesia dari tahun 2002-2015. Hasil kajian empiris menunjukan bahwa profitabilitas yang diproxikan dengan Return On Asset berdampak negatif namun dampaknya tidak signifikan. Penelitian ini juga menemukan adanya dampak positif dan signifikan antara likuiditas dan penyaluran kredit bank di Indonesia. Sementara itu, hanya variabel GDP yang memiliki dampak signifikan terhadap penyaluran kredit dengan arah positif.

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Impact of Financial Crisis on the Stability Banking Sectors in the Czech Republic and Great Britain

Cited by 8 publications

References 12 publications

Capital regulation, liquidity risk, efficiency and banks performance in emerging economies

Capital regulation, liquidity risk, efficiency and banks performance in emerging economies

A Comparison of the Financial Sector and Macroeconomic Performance Using Turning Points Analysis

The Global Economic Crisis and Its Impact on Bank Lending in Indonesia

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