“…Note, however, that Connors et al (2020) interpret the spectrum of XTE J1550-564, which is thought to be a slow-rotating BH (a * ≈ 0.5, Steiner et al 2011), with a reflection component affected by returning radiation. The returning radiation should be important for a small height (at most a few r g ; Niedźwiecki & Zdziarski 2018) of the X-ray source in the lamppost geometry and for a steep radial emissivity in phenomenological models (Riaz et al 2021). For the radial thermal emissivity of a standard accretion disk (i.e., described by the Novikov-Thorne model) the contribution from the inner disk is relatively weak and, therefore, the effect of the returning radiation gives only a small correction, but it can be strongly increased if the non-zero stress inner boundary condition is applied (Dabrowski et al 1997, Agol & Krolik 2000.…”